Penelitian ini bertujuan untuk mengetahui keabsahan hukum teknologi cryptocurrency Litecoin dalam investasi dan transaksi bisnis dari perspektif hukum Islam. Teori yang digunakan adalah teori taksonomi bisnis haram lidzatihi dan haram lighairihi dari sejumlah ulama yang direkonstruksi oleh Adiwarman Abdul Karim. Penelitian ini merupakan penelitian kualitatif yaitu penelitian kepustakaan yang bersumber dari Al-Quran dan Hadist serta melalui qiyas dari hukum-hukum fiqh yang telah qat'i. Hasil penelitian ini menunjukkan bahwa teknologi Litecoin memang dapat diakui sebagai teknologi revolusioner yang sangat baik. Namun penggunaannya sebagai instrumen investasi mengandung unsur maysir (taruhan) dan sebagai instrumen transaksi bisnis mengandung unsur gharar, dan tidak memiliki manfaat syariah, sehingga status hukumnya haram.
One of the potentials that can be done by smart contracts is the application of buying and selling business in e- commerce. In a study conducted by the British research institute Merchant Machine as reported in databoks.katadata.co.id states that, out of the 10 list of countries that have the fastest e-commerce growth, Indonesia leads the ranks of these countries with growth reaching 78% in the year 2018. As you know, blockchain not only develops cryptocurrency but also in financial services and smart contract payments. Legal arrangements that apply to smart contracts governed by contract and sale and purchase laws in Indonesia have not yet been found, and need to be explored in order to provide certainty regarding legal protection that can guarantee parties who use smart contracts to guarantee legal certainty and fairness in their application. The research that will be conducted in answering these questions uses a systematic review method, the researcher traces the legislation regarding consumer protection, as well as the principles of electronic contract law that can be applied. The results of the study concluded that with the regulations regarding electronic contracts, smart contracts are legal contracts that can be applied in Indonesia.
Disruption is a double-edged sword since, in addition to facilitating digitization, it also serves as a target for cybercriminals to conduct their schemes. Cryptocurrency is a type of virtual currency that uses cryptography technology to enable digital transactions in cyberspace. Ransomware is one type of crypto crime that has increased in 2020 occurrences. More over, ransomware is a way for cybercriminals to make money by threatening victims with access limitations, data deletion, and data dissemination in exchange for a ransom payment. Furthermore, the government hasn't provided recognition and protection for its inhabitants, the creation of a legal vacuum (rechtsvacuum) in Indonesia surrounding cryptocurrency regulation is seen to be damaging to digital users. In light of these issues, the goal of this research is to assist the Indonesian authorities in comprehending the fundamental issues surrounding crypto crimes such as ransomware. Then, to assess the prospects of cryptocurrency as a virtual currency in Indonesia, the research technique employed is a normative juridical research method with a conceptual approach and law. This paper demonstrates that the crime of ransomware will hinder cyber law enforcement in Indonesia, resulting in a detrimental impact on economic development and vulnerability to cyberattacks that harm national security. As a result, if cryptocurrency stays in a legal void or ‘gray area’, governments must be aware and prioritize preventive actions against ransomware attacks and their consequences. This preventative step could take the form of regulating cryptocurrency in Indonesia as virtual money and block ransomware activity.
Bukti digital yang disimpan dalam blok mengurangi kinerja blok, mengurangi kecepatan akses blok dan mengurangi kapasitas media penyimpanan data. Informasi-informasi metadata yang diambil dari bukti digital yang hanya berupa informasi dasar terkait bukti digital dapat mengurangi integritas bukti digital dan juga menyulitkan penyidik dalam mengidentifikasi bukti digital. Pengurangan integritas bukti digital menyebabkan bukti digital ditolak dalam persidangan. Penerapan multi smart contract dalam mengelola bukti digital dan chain of custody menjadi solusi untuk menyelesaikan permasalahan tersebut. Penerapan multi smart contract juga diharapkan mampu meningkatkan kinerja blok dan mengoptimalkan media penyimpanan bukti digital. Langkah-langkah untuk membuat sistem multi smart contract dimulai dengan melakukan identifikasi masalah, melakukan studi literatur, merancang dan membangun sebuah sistem multi-smart contract, pengujian terhadap implementasi, integritas, dan performa sistem multi smart contract , dan analisa terhadap implementasi multi-smart. Hasil dari penerapan multi smart contract ditemukan bahwa bukti digital memiliki karakteristik berbeda-beda dan detail informasi yang berbeda-beda antara satu jenis bukti digital gambar, audio, video, dan dokumen atau jenis bukti digital lainnya. Informasi yang detail mampu meningkatkan integritas bukti digital. Otomatisasi dalam membuat hash dan ekstraksi informasi dari suatu bukti digital dapat mengurangi waktu first responder dalam menginputkan form isian pada sistem multi smart contract. Penyimpanan bukti digital di luar blok dapat meningkatkan performa sistem multi smart contract. Penyimpanan bukti digital yang hanya berupa alat bukti persidangan mampu mengoptimalkan media penyimpanan bukti digital.
Countries in the world still do not have the same nature in compiling rules related to cryptocurrency, therfore it is very important to study the legality of using cryptocurrency as a means of payment in Indonesia. This paper aims to analyze the legal protection for the society related to the use of cryptocurrency as a payment. In particular cryptocurrency has two usability functions, namely as a medium of exchange and as a commodity. As a medium of exchange, cryptocurrency has currency characteristics because it can be accepted as a means of payment within a certain scope and its value is maintained because the number of issuance is limited. But the cryptocurrency is not a legitimate and official currency because it does not have the authority to issue and regulate, manage circulation and distribution, maintain its exchange value and all these functions are carried out by the computing system so that accountability is still doubtful.
Data, reports, and information show that cryptocurrency has supported certain parties as a convenience, whereas the purpose of cryptocurrency is to minimize the weaknesses of conventional money systems in international relations in the current era of globalization. Countries that cannot represent or apply autonomous law in facing cryptocurrency challenges, because it is feared it is increasingly difficult to overcome global cryptocurrency crime. It is precisely in eradicating cryptocurrency crime, law enforcement authorities, priorities of prosecutors who have the highest supremacy in the field of prosecution and other discretion in law enforcement must be dynamic in law enforcement against facilitators from responses to social needs and aspirations, in accordance with legal considerations must acknowledge the wishes of the community and agree in achieving substantive justice. Considering that virtual currency has been banned in Indonesia but crypto-asset trading on the futures exchange has been in force, responsive discretionary prosecutions are needed in combating cryptocurrency crime in Indonesia. Liability that exceeds liability based on faults, namely strict liability, vicarious liability, and secondary liability to any parties that cause cryptocurrency crime can be applied to the mechanism of "follow the money" and "trace the information and communication technologies (ICTs) footprint". It is hoped that prosecution discretion by the prosecutor can reach to the monitoring of suspicious "nodes" and monitoring the registration of ICTs that are vulnerable to cryptocurrency crimes, such as laptops, cellphones, computers, and SIM cards, in providing a deterrent effect to the perpetrators of cryptocurrency crime.
Penelitian ini bertujuan untuk mengetahui bentuk perlindungan hukum bagi
investor dalam transaksi Cryptocurrency. Penelitian ini menggunakan metode
yuridis normatif yaitu penilitian dengan menggunakan metode library research
atau penelitian kepustakaan. Sumber data diperoleh dari literatur dan perundang�undangan yang berlaku. Hasil penelitian dapat disimpulkan bahwa bentuk
perlindungan terhadap investor yang melakukan kegiatan investasi menggunakan
Cryptocurrency yaitu perlindungan hukum yang bersifat represif karena belum
adanya pengaturan khusus yang dapat mengatur mengenai pelaksanaan kegiatan
investasi menggunakan Cryptocurrency. Bentuk perlindungan hukum repesif yang
diberikan terhadap investor pengguna Cryptocurrency yang mengalami kerugian
dan tidak adanya kepastian hukum mengenai kegiatan transaksi Cryptocurrency
ini hanya mengacu pada Kitab Undang – Undang Hukum Perdata dan Undang –
Undang Mata Uang , serta Undang – Undang Informasi dan Transaksi Elektronik.
Kata kunci : Pertanggungjawaban Perdata, Cryptocurrency, Perlindungan Hukum,
Investor, Transaksi, Kerugian
Tuti Nurhaeni, Leli Nirmalasari, Adam Faturahman, Sella Avionita
This research is based on the national need to build an effective HKI protection system. Results in the form of human intellectual work that have very high values should receive adequate regulatory protection supported by a sense of justice & be rewarded according to their intellectual output. Copyright protection for creators and copyright holders according to Law Number 28 of 2014 concerning Copyright. Article 1 number 1 & Article 24 paragraph (1) & (2). So according to the parallel growth of science and the number of outputs of work found and technology which is very rapid, has a great effect on human life. With this background, this research adopts a research framework capable of compiling insights from current research bodies on blockchain technology. The application of the blockchain framework aims to make it easier for creators to prove what and when their work was made in front of a court or when registering a work copyright. Blockchain can provide solutions in copyright protection and digital copyright management.
Smart contract merupakan suatu teknologi tergolong baru dalam umat manusia. Penggunaannya diharapkan lebih efesien dan murah biaya. Hal ini dikarenakan tidak adanya pihak ketiga, seperti pemerintah, pengadilan, dan broker yang dapat mengintrupsi smart contract. Dikarenakan adanya sifat kemandirian tersebut, pelaku tindak pidana dapat dengan mudah menggunakan smart contract sebagai wadah dalam melakukan hubungan kontraktual tanpa adanya yang mengawasi. Penulisan hukum ini dibuat atas dasar tujuan untuk mengetahui terkait keabsahan dalam pelaksanaan smart contract apabila ditinjau dari ketentuan dalam KUHPerdata dan UU ITE, serta menganalisis terkait tindakan hukum yang dapat dilakukan apabila terdapat perbuatan melawan hukum dalam isi smart contract ditinjau dari ketentuan dalam hukum positif di Indonesia.
Eureka Inola Kadly, Sinta Dewi Rosadi, Elisatris Gultom
Information technology changes people's habits in simple transactions to electronic systems (e-commerce). Along with technological developments, various new electronic contract innovations have emerged, one of which is the Blockchain-Smart Contract which relies on a decentralized ledger system in digital form that moves automatically (self-executing) using cryptocurrency on the blockchain. With its application in electronic transactions carried out without human intervention and based on computer code, it raises various questions regarding its validity as an electronic contract that is binding and enforceable both in the Law on Information and Electronic Transactions (UU ITE) in Indonesia, as well as internationally in UNCITRAL's Legal Model on e-Commerce with the implementation of technology neutrality principles.
Dasih Irma, Sari Maemunah, Saefudin Zuhri, Nendi Juhandi
Cryptocurrency is a form of payment for goods and services that can be made online. Many companies have issued their own currency, often called tokens, and traded specifically for the goods or services their company provides. Currently, blockchain technology can be implemented in various elements, including, financial services, smart property, IoT, smart contracts, blockchain government, blockchain identity. In Indonesia, cryptocurrencies are interpreted as crypto assets that can only be traded on futures exchanges. There are 229 cryptocurrencies recognized in Indonesia. The legality of using Cryptocurrencies in Indonesia can only be traded on futures exchanges, as stated in the regulation of the Commodity Futures Trading Supervisory Agency (BAPPEBTI) number 5 of 2019 and the Commodity Futures Trading Supervisory Agency Regulation Number 7 concerning the Establishment of a List of Crypto Assets that can be Traded in the Physical Crypto Asset Market.
Abstrak Perkembangan teknologi yang ditandai dengan keberadaan era revolusi industri terus mendorong pendayagunaan artificial intelligence pada berbagai sektor termasuk sektor hukum di Indonesia. Perkembangan pemanfaatan teknologi saat ini di bidang hukum dengan memfokuskan pada penggunanan kecerdasan buatan di bidang hukum kontrak. Pendayagunaan artificial intelligence pada sektor hukum kontrak bertujuan untuk memperoleh efisiensi serta akurasi dalam membuat rancangan kontrak. Berdasarkan hal tersebut, penulis tertarik untuk melakukan penelitian lebih dalam mengenai konsep pendayagunaan kecerdasan buatan dan cara kerjanya pada sektor hukum kontrak, serta perkembangan pendayagunaan kecerdasan buatan tersebut dalam mewujudkan efisiensi, akurasi, serta dampaknya pada sektor hukum kontrak di Indonesia. Penelitian ini menggunakan metode penulisan hukum normatif. Jenis data yang digunakan adalah data sekunder dengan menggunakan teknik analisis kualitatif. Hasil penelitian menerangkan bahwa artificial intelligence pada sektor hukum disebut legal tech untuk memudahkan para contract drafter dalam merancang, melakukan review, dan menganalisa kontrak melalui fitur smart contract. Fitur smart contract memiliki kemampuan sebagai contract generator systems untuk membuat rancangan kontrak lengkap beserta dengan analisis hukum atas kontrak tersebut. Namun, terdapat beberapa resiko penggunaannya berupa pengambilan keputusan secara bias kemanusiaan, kebocoran data dan penyerangan siber. Tantangan yang dihadapi adalah profesi hukum akan terdisrupsi dan berpotensi mengurangi peran beberapa profesi hukum yang sudah ada. Abstract Technological developments marked by the existence of the industrial revolution era continue to encourage the utilization of artificial intelligence in various sectors, including the legal industry in Indonesia. The development of the current use of technology in the legal field by focusing on artificial intelligence in contract law. The utilization of artificial intelligence in the contract law sector aims to obtain efficiency and accuracy in making contract designs. Based on this, the authors are interested in conducting more profound research on the concept of utilizing artificial intelligence and how it works in the contract law sector. The utilization of artificial intelligence in the contract law sector aims to obtain efficiency and accuracy in making contract designs. This research uses the normative law writing method. The type of data used is secondary data using qualitative analysis techniques. The research results explain that artificial intelligence in the legal sector is called legal-tech to facilitate contract drafter in designing, reviewing, and analyzing contracts through the smart contract feature. The smart contract feature has the ability as a contract generator system to create a complete contract design along with a legal analysis of the contract. However, there are some risks of using it in human biased decision making, data leakage, and cyber-attacks. The challenge faced is that the legal profession will be disrupted and potentially reduce the role of some existing legal jobs.
Irvan Arif Kurniawan, Dede Yusman, Indri Okshana Aprilia
KTP is a proof of identification issued by the implementing agency that applies throughout the territory of the Unitary State of the Republic of Indonesia. The existence of KTP is recognized as very important in daily life because it is used in all activities or any series of administrative transactions. Field studies found the number of cases of Asphalt ID cards (original but fake) used as a means of media fraud. Because ID cards are very easy to falsify this makes it difficult to identify cases of data misappropriation. The focus of the research was the utilization of Blockchain, by applying distributed consensus and cryptography in improving the administration management system of KTP to identify the existence of fake IDs and double data. The research method used is descriptive analysis method and literature study. By implementing the decentralization and cryptographic system owned by Blockchain, it is expected to minimize the occurrence of identity misappropriation, as well as be able to be a technology capable of contributing to the success of aspects of state administration governance systems.
Abstract This article aims to analyze how the implementation of the principle of freedom of contract in smart contract e-commerce. Using the normative juridical method, this article concludes that the standard e-commerce agreement has not fulfilled the principle of freedom of contract and has not reflected the values of justice, balance, and proportionality. The contents of the agreement have been made unilaterally. Therefore, further studies are needed to provide space for the parties to negotiate the e-commerce sale and purchase agreement.Abstrak Tujuan dari penulisan artikel ini adalah untuk mengetahui bagaimana penerapan asas kebebasan berkontrak dalam perjanjian baku smart contract e-commerce. Dengan menggunakan metode yuridis normatif, maka kesimpulan dari artikel ini adalah bahwa perjanjian baku smart cotract e-commerce tersebut belum memenuhi asas kebebasan berkontrak dan belum mencerminkan nilai keadilan, keseimbangan dan proporsionalitas karena isi perjanjian telah dibuat secara sepihak. Oleh karena itu diperlukan kajian lebih lanjut untuk memberikan ruang agar para pihak dapat bernegosiasi dalam perjanjian jual beli e-commerce.
The technology of smart contract is a new technology applied in online trading. This technology has the possibility of errors and its arrangement that results in losses to buyers. This study was aimed to examine the legal certainty for the users smart contract in e-commerce transactions in Indonesia. The method used was the normative juridical method. The results of the study indicate that the privacy policy on smart contracts in e-commerce transactions based on national and international laws still has a legal vacuum in which the aspect of national law is guided by the ITE Law Number 19 of 2016 concerning Amendments to Law Number 11 of 2008 and the Regulation of the Minister of Communication and Information Number 20 of 2016 concerning Personal Data Protection in Electronic Systems. Then, in the aspect of international law referring to the UNCITRAL Model Law on Electronic Commerce (MLEC), it also establishes the rules for the formation and validity of contracts made electronically and for attribution.
Dewanti Arya Maha Rani, I Nyoman Gede Sugiartha, Ni Made Sukaryati Karma
The continuation of the electronic media that is widely discussed today is virtual money, commonly known as cryptocurrency. Cryptocurrency can also be referred to as an unformed commercial object; actually in digital form which can be used in electronic transactions. This study aims to analyze the existence of virtual money (cryptocurrency) in stock trading in Indonesia and to find out the responsibilities of money laundering offenders who use virtual money (cryptocurrency) in stock trading. The research method used is normative legal research. The results show that the existence of virtual money (cryptocurrency) in stock trading in Indonesia when used as currency unification, transact, trade or as a means of payment with businesses in this case, especially stock trading in Indonesia can be said to be invalid in terms of Law Number 7. 2011 concerning Currency. Users of virtual money (cryptocurrency) in Indonesia are quite widely used in business, which can be seen in Indonesia itself that virtual money (cryptocurreny) such as Bitcoin and Centcoin are circulating. Then, the responsibility of the perpetrators of money laundering who use virtual money (Cryptocurrency) in stock trading, where this action has a very negative impact on the Indonesian State, especially in terms of business because people who have committed these crimes take advantage of technological advances unwise so that the perpetrators can be ensnared based on Law No. 8 of 2010 concerning the prevention and eradication of the crime of money laundering.
Blockchain is an emerging technology that has recently been the focus for many researchers who have highlighted its diverse applications including healthcare. Transparency in managing unsolicited patient complaints is important in healthcare for both patients and healthcare providers; in addition, patient complaints analysis is significant to the continued quality improvement. Accordingly, the purpose of this study is to understand the nature of patient complaints management in the healthcare settings, explore the implications of blockchain on the management of patient complaints, and identify limitations in the usage of blockchain. Structured qualitative review and content analysis of the literature methods were used through multiple inclusion and exclusion phases for the scope of this research. Blockchain technology characteristics have been analyzed and approximated with desired features in the patients’ complaint management. Patient complaints provide valuable information to drive continuous improvements in healthcare. Blockchain is described as transparent, decentralized, immutable and anonymous. Results of this research found that a complaint Management system that is built on blockchain technology might have desired features that involve data integrity, security and transparency. Blockchain does have certain limitations that involve cybersecurity, scalability, confidentiality, readiness to adopt it, and is uncertainty about its impact. As a conclusion, implementing a system to manage patient complaints that is based on blockchain technology is promising, due to its desired possible features.
Technology innovation played important role in human life. The creation of Bitcoin in 2008 has changed the concept of a payment system, which is currently control by the central bank. This research aims to find out what is the “possible future” role of the central bank in Indonesia in conjunction with the use of cryptocurrency as payment. The research is normative legal research. It conducted literature research through “google machine”. Data collected were secondary data, which consisted of primary, secondary, and tertiary legal sources. Content analysis was conducted to reduce the collected data to become only the most relevant and reliable data. Selected data were analyzed using the qualitative method to answer the purpose of the research. The result found that the creation of Bitcoin and other cryptocurrencies reduced the role of the Central Bank. Scholars suggested that the central bank creates its cryptocurrency. Discussion suggested that many roles can be played by the central bank without creating their bitcoin. The central bank can regulate the way cryptocurrency can be used as a new way of payment. The research can be used by (Indonesian) central bank to start thinking and conducting research on how it shall regulate the use of cryptocurrency as payment. The regulations shall start on how the cryptocurrency can be created, the way cryptocurrency can be transferred, the place and process of selling and buying cryptocurrency, and the use of cryptocurrency as payment. Meanwhile, other research results were introducing on how to make the central bank’s cryptocurrency; this research was the first to introduce the new role of the central bank to supervise the use of cryptocurrency as payment. The supervision that took place through the issuance of the central bank’s regulations is required to avoid money laundering.
Current technological developments have digital money or cryptocurrency which is currently being used as an investment by the world community. Seeing this, the government has now issued CoFTRA Regulation Number 5 of 2019 concerning Technical Provisions for the Implementation of the Physical Asset Market in the Futures Exchange to ensure legal protection for investors and legal certainty in the event of a dispute. This study aims to analyze protection The law against Cryptocurrency Investors is reviewed based on Bappebti Regulation Number 5 of 2019 and analyzes the legal efforts made in the event of a dispute in cryptocurrency investment. The research method in this study uses normative legal research methods with a statutory approach and a conceptual approach. The results of this study show that the Indonesian Government has accommodated the interests of crypto asset trading as well as a guideline and clarity for the public regarding the government's recognition of the presence of bitcoin and virtual currancy, namely through Bappebti Number 5 of 2019 and dispute disputes that occur between cryptocurrency investors and cryptocurrency marketplaces by way of non-litigation and arbitration through the Commodity Futures Trading Arbitration Board (BAKTI). Perkembangan teknologi saat ini telah terdapat uang digital atau cryptocurrency yang saat ini dijadikan sebagai investasi oleh masyrakat dunia. Melihat hal tersebut kini pemerintah telah mengeluarkan Peraturan Bappebti Nomor 5 Tahun 2019 Tentang tentang Ketentuan Tekhnis Penyelenggaraan Pasar Fisik Asset Kripto (Crypto Asset) di Bursa Berjangka untuk memastikan adanya perlindungan hukum bagi para investor dan kepastian hukum apabila terdapat sengketa. Studi ini bertujuan untuk menganalisa perlindungan Hukum terhadap Para Investor Cryptocurrency dikaji berdasarkan Peraturan Bappebti Nomor 5 Tahun 2019 serta menganalisa upaya Hukum yang dilakukan apabila terjadi sengketa dalam investasi cryptocurrency. Metode penelitian dalam studi ini menggunakan metode penelitian hukum normatif dengan pendekatan perundang-undangan dan pendekatan konseptual. Hasil studi ini menunjukkan bahwa Pemerintah Indonesia telah mengakomodir kepentingan perdagangan kripto aset serta sebagai suatu pedoman dan kejelasan bagi masyarakat terkait pengakuan pemerintah terhadap kehadiran bitcoin dan virtual currancy yaitu melalui Bappebti Nomor 5 Tahun 2019 dan perselisihan sengketa yang terjadi antara investor cryptocurrency dengan marketplace cryptocurrency dapat diselesaikan dengan jalan non-litigasi dan abitrase melalui Badan Arbitrase Perdagangan Berjangka Komoditi (BAKTI).
<p>Abstract<br />This article aims to know the use of cryptocurrency can replace conventional money as a means of payment in Indonesia. This article belongs to the type of normative legal research that is prescriptive to produce a new concept in resolving the problems faced by supported by a legal approach and a case approach. The data used is secondary data with primary binding and fundamental material. Data collection techniques using library studies. The data analysis technique used by the authors is a silogism analysis. The results showed that cryptocurrencies are difficult to substitute for conventional currency use as a means of payment in Indonesia because there is no centralized authority governing as well as the value of a relatively unstable cryptocurrency from Conventional currency that has been circulating in Indonesia is the rupiah, it is difficult to use cryptocurrency as a means of payment at the least level of Use daily.<br />Keywords: Payment Tools; Paymeny Systems; Conventional Currency; Cryptocurrency.</p><p>Abstrak<br />Artikel ini bertujuan untuk mengetahui penggunaan cryptocurrency dapat menggantikan uang konvensional sebagai alat pembayaran di Indonesia. Artikel ini termasuk ke dalam jenis penelitian hukum normatif yang bersifat preskriptif untuk menghasilkan konsep baru dalam menyelesaikan permasalahan yang dihadapi, didukung dengan pendekatan undang-undang dan pendekatan kasus. Data yang digunakan merupakan data sekunder dengan bahan hukum primer yang sifatnya mengikat dan mendasar. Teknik pengumpulan data menggunakan studi kepustakaan. Teknik analisis data yang digunakan penulis merupakan analisis silogisme. Hasil penelitian menunjukkan bahwa cryptocurrency sulit untuk menggantikan kegunaan mata uang konvensional sebagai alat pembayaran di Indonesia karena tidak ada otoritas terpusat yang mengatur serta nilai dari cryptocurrency yang relatif tidak stabil dari mata uang konvensional yang sudah beredar di Indonesia yaitu rupiah, maka sulit untuk menggunakan cryptocurrency sebagai alat pembayaran di tingkat paling kecil yaitu penggunaan sehari-hari.<br />Kata Kunci: Alat Pembayaran; Sistem Pembayaran; Uang Konvensional; Cryptocurrency.</p>
Associated with the current development of the emergence of many technologies that have increased in the world, especially in industry, one of which is the blockchain which is a new technology that is undergoing drastic density, this technology has data that is difficult to manipulate so that the blockchain has data security very trusted, and every record of all the contents of the transaction data can be known from one server to another server so that both parties know each other what the activities are carried out. The recording of transactions in this blockchain technology is connected in one block that is secured directly by a computer network, the blockchain itself has several applications such as Cryptocurrency or can also be called digital currencies, and Smart Contracts. This Smart Contracts is an application owned by blockchain technology that carries out an agreement or digital agreement in the computer program code that is entrusted by both parties stored in the blockchain database, so that it cannot be changed by anyone or the help of other parties, then no longer needed entities that can be trusted in using Smart Contracts. These Smart Contracts help to process the exchange of money, shares and property. Currently there are many industries that use Smart Contracts, such as the business industry that records financial services, the health industry which records data on patient health history, even the insurance and government industries also use Smart Contracts, therefore the existence of Smart Contracts is useful to avoid an intermediary service so that a transaction process will be trtransparent.
INDONESIA:
Artikel ini membahas tipologi dan karakteristik smart contract dengan peraturan perundang-undangan tentang kontrak, peraturan tentang ITE (informasi dan transaksi elektronik) di Indonesia, undang-undang tentang perlindungan konsumen dan unsure perjanjian syariah dalam bingkai maqosid syariah. Tidak seperti kontrak normal, yang dirancang oleh pengacara, ditandatangani oleh pihak yang ikut serta, dan ditegakkan oleh hukum, Smart Contract menetapkan hubungan dengan kode kriptografi.Untuk menemukan jawaban atas problematika tersebut, tipe penelitian yang digunakan dalam penelitian ini adalah normatif dengan pendekataan statute approach (undang-undang) dan konseptual perjanjian syariah. Adapun hasil dari penelitian ini adalah Smart Contract merupakan kontrak sah dan dapat diaplikasikan dengan berpedoman pada regulasi mengenahi kontrak, khususnya kontrak elektronik dengan mengedepankan asas kebebasan berkontrak, itikad baik, saling ridlo dan kemaslahatan.
ENGLISH:
This article discusses characteristics of the smart contract with theclaws and regulations concerning contracts, information and electronic transactions in Indonesia, consumer protection and elements of sharia agreements in the sharia maqosid frame. Unlike normal contracts, designed by lawyers, signed by participating parties, and enforced by law, Smart Contract establishes a relationship with cryptographic codes. To find answers to these problems, researchers used a type of normative research with a legislative approach and a conceptual approach to sharia agreements. The result of this research is that Smart Contract is a legal contract and can be applied by referring to regulations concerning the contract, especially the electronic contract by prioritizing the principles of freedom of contract, good faith, mutual respect and benefit.
Autentifikasi arsip, terutama pada arsip elektronik, masih dianggap sebagai isu di dunia kearsipan. Teknologi Blockchain, yang terlebih dahulu digunakan pada mata uang digital, dianggap dapat menjadi penyelesai masalah tersebut. Blockhain dianggap dapat membawa dampak yang signifikan pada pengelolaan kearsipan. Penelitian ini bertujuan untuk mengeksplorasi penerapan teknologi Blockchain di bidang kearsipan, meliputi; cara kerja, contoh penerapan, peluang, dan tantangannya hingga kontradiksi teknologi blockchain pada ilmu kearsipan. Penelitian ini menggunakan metode kualitatif dengan sumber data literatur di berbagai bidang dikaitkan dengan konsep dasar ilmu kearsipan sebagai dasar analisis. Hasil penelitian ini menunjukkan bahwa terdapat beragam peluang yang dapat dikembangkan dengan blockhain. Tantangan dalam implementasi, khususnya di Indonesia serta kontradiksi teknologi blockchain dengan konsep dasar ilmu kearsipan. Secara umum penelitian ini menyimpulkan bahwa perlu kajian lebih mendalam agar teknologi blockchain dapat memenuhi kepatuhan pada konsep dan prinsip dasar pada ilmu kearsipan, utamanya dalam hal autentisitas.ABSTRACTThe archival authentication is still considered as an important issue. Blockchain technology, which was previously used in digital currencies, is considered to be the solution to the issue. This study discusses the application of blockchain technology in the archival field; how it works, its implementation, opportunities, challenges, and the contradiction of blockchain technology in the archival field. This study uses a qualitative method with literature sources obtained from various fields with the basic concept of archival science used as the basis for analysis. The study indicated that there vary of opportunities that can be developed with blockchain. The challenges in implementation, especially in Indonesia and the contradiction of blockchain technology with the basic concept of archival science. In conclusion, it needs deeper study to be done so that the blockchain technology can meet the needs of the basic concepts and principles of archival science, which are related to authenticity.
Bitcoin is widely used and accepted by many countries. The features that are being offered and the positive uprising of its price have made made it popular among its users and investors. The value of Bitcoin started from less than a dollar in 2009 and raking up to over two thousand dollar within 2017. In Indonesia, Bitcoin became popular in 2013; a group of people began to form a community and online forum where people with similar interest can gather and conduct exchange of Bitcoin. In early 2014, the community had formed the first professional Bitcoin brokerage service in Indonesia which also known as bitcoin.co.id and over fifty thousand members were registered. With the daily transaction valuing over five hundred million Rupiah, bitcoin.co.id has made its name on South East Asia. However, despite the positive response in Indonesia, the lack of legal framework regulating cryptocurrencyand the risk of misusing it to fund illicit activity has become a national concern. This paper provides an analysis of legal problems that are being encountered by Indonesia government and thorough comparison with America’s laws on cryptocurrency. By stipulating a law on cryptocurrency, Indonesia’s government would have show support for cryptocurrency in Indonesia through reducing the volatility risk and the possible illicit activities derived from the usage of cryptocurrency.