Blockchain Papers

Polina S. Spiridonova, Anna V. Vedyashova

Introduction. Modern information technologies form an interconnected ecosystem of financial management. The practical significance lies in the development of an algorithm for overcoming personnel, integration and cyber risks. The development prospects are related to the convergence of predictive analytics, explicable artificial intelligence, and distributed ledgers. Materials and Methods. The research is based on scientific publications, business media and corporate reports. The case study method was applied using methods of systematization and comparative analysis based on the material of five major domestic companies (Sberbank, X5 Group, Lukoil, Magnit, Alfa-Bank). Results. The main technological solutions (enterprise resource planning systems, cloud platforms, artificial intelligence, big data, distributed registries) are systematized, their functional purpose and barriers to integration are determined. The evolution of digitalization has been confirmed: from automation of operations to the intellectualization of analysis. The effects were recorded: reducing transaction operating costs by up to 27 %, reducing fraudulent transactions by 92 %, optimizing inventory, and issuing digital financial assets worth over 600 billion rubles. Conclusion. Modern information technologies form an interconnected ecosystem of financial management. The practical significance lies in the development of an algorithm for overcoming personnel, integration and cyber risks. The development prospects are related to the convergence of predictive analytics, explicable artificial intelligence, and distributed ledgers.

В.В. Абрамов, Georgiy Kolesnik

Данная работа посвящена комплексному анализу эволюции моделей управления цифровыми платформами и организациями в контексте перехода от Web2 к Web3 и формирования перспективной парадигмы управления пост-Web3. Подробно рассмотрены основные существующие модели управления, выявлены их сильные и слабые стороны. Проведён многокритериальный сравнительный анализ трех моделей (централизованной, ДАО и гибридной) по параметрам демократичности, экономической эффективности и устойчивости к рискам. Результаты анализа демонстрируют, что ни одна из «чистых» моделей управления не является универсально оптимальной. При этом наиболее сбалансированные результаты по всем группам критериев демонстрирует гибридная модель, что позволяет считать создание гибридных институтов, обеспечивающих баланс между децентрализацией, эффективностью и устойчивостью к манипуляциям, основой для формирования пост-Web3 архитектуры управления. Излагаются принципы построения пост-Web3 системы управления как адаптивной, многоуровневой системы, сочетающей операционное ядро, экспертные суб-ДАО и широкое сообщество. Ключевыми характеристиками пост-Web3 являются переход от количественного голосования токенами к управлению на основе репутации и вклада участников (меритократии), внедрение алгоритмической легитимности и интеграция искусственного интеллекта для поддержки принятия решений. This paper is devoted to a comprehensive analysis of the evolution of management models for digital platforms and organizations in the context of the transition from Web2 to Web3 and the formation of a future post-Web3 management paradigm. The main existing management models are considered in detail, their strengths and weaknesses are identified. A multi-criteria comparative analysis of three models (centralized, DAO, and hybrid) is carried out in terms of democracy, economic efficiency, and risk tolerance. The results of the analysis demonstrate that none of the pure management models is universally optimal. At the same time, the hybrid model demonstrates the most balanced results in all groups of criteria, which makes it possible to consider the creation of hybrid institutions that ensure a balance between decentralization, efficiency and resistance to manipulation as the basis for the formation of a post-Web3 management architecture. The principles of building a post-Web3 management system as an adaptive, multi-level system combining an operational core, expert subdomains and a broad community are outlined. The key characteristics of post-Web3 are the transition from quantitative token voting to reputation-based management and participant contributions (meritocracy), the introduction of algorithmic legitimacy, and the integration of AI to support decision-making.

A. S. Yukhno

The paper’s subject is examining decentralized autonomous organizations (DAOs) governance models during the digital economic shift. This study aims to deeply analyze DAOs to find governance aspects, and to develop a model to help integrate them into global finance and public administration. To achieve this goal, the study addressed the following tasks: analyzing existing methods to DAO governance; identifying key risks and opportunities; modeling a hybrid organizational structure; and assessing the role of stablecoins as a stabilizing element. The study’s novelty comes from the creation of a unique adaptive DAO governance model that combines elements of centralization and decentralization to enhance efficiency and legitimacy. The author used methods of comparative and systemic analysis, modeling, and real-world solutions and regulations. The results prove DAOs can complement traditional governance by making economic interactions more transparent and efficient. The study’s main takeaway is that DAOs need a balanced regulatory framework and better governance. Government agencies, blockchain developers, and specialists in public and corporate governance can use the work results.

Olga S. Stepchenkova

The article deals with the development and theoretical justification of a set of economic and mathematical models that ensure the risk management of decentralised research projects in the pharmaceutical industry using crypto-economic tools. The necessity of this development stems not only from the challenges posed by geopolitical instability and the obsolescence of the traditional “blockbuster” funding model in pharmaceutical corporations, but also from the development of highly specialised markets of medications for the treatment of rare diseases, research into longevity therapies, and the advancement of “long-tail science”, as well as new ways of organising research and development within the paradigm of decentralised science based on Web3 technologies. The study presents models that are unified by an endto-end risk management logic: from the assessment of management structure and human resource capacity, through fundamental valuation, to revenue distribution and protection against biomedical risks. The results obtained make it possible to establish threshold criteria for the management structure in scientific decentralised autonomous organisations (DAOs) and to formulate targeted recommendations for public authorities on improving the regulation of decentralised organisations.

A. A. Tyupko

This article is devoted to the contribution of cryptocurrencies and blockchain to the transformation of the world economy. It describes the basic principles of blockchain functioning, the evolution of major cryptocurrencies such as Bitcoin and Ethereum, as well as their practical application in the areas of decentralized finance, cross-border payments, and supply chain management. The study also analyzes the advantages of these technologies and their current limitations.

M. R. Safiullin, L. A. Yelshin, M. D. Sharifullin

The sanctions restrictions imposed on the Russian economy have predetermined the risks of reduced control and blocking cross-border financial channels for international payments. Under these circumstances, an important element of the state’s economic policy is the development of adaptation solutions that ensure the ability to minimize the risks associated with transformation of foreign economic activity. One of the mechanisms that forms the basis for solving this problem is the use of decentralized finance (DeFi) in the practice of international settlements. Meanwhile, it should be noted that in this area of financial and economic relations today there are a number of open issues — ranging from the conceptual framework to the impact of these fintech-innovations on the prospects for the stability of national financial systems and economic development in general. These issues acquire a special level of relevance at the regional level. The subject of the study is the prospects and mechanisms for using DeFi tools in the system of cross-border payments within the region. The object of the study is the foreign trade operations of the Republic of Tatarstan with the People’s Republic of China. The purpose of the study is to develop and test methodological approaches for assessing the potential impact of fintech DeFi tools on the organization foreign economic activity in the region on the stability of gross GRP dynamics. The authors used methods of cointegration analysis, scenario modeling, substantiation of the studied patterns using regression analysis methods, etc. The information and statistical basis for the study were derived from data from the Federal State Statistics Service of the Russian Federation, the National Bureau of Statistics of China, as well as data from the territorial statistical authority of the Republic of Tatarstan. The study resulted in the systematization of the macroeconomic effects of using DeFi technologies for organizing international payments. A series of macroeconomic models have been developed that made it possible to identify and justify the potential for economic growth in the region through the practical application of DeFi tools in the system of organizing transnational settlements under sanction restrictions.

В В Абрамов

Decentralized autonomous organizations based on team management and algorithmic mechanisms of decisionmaking play a serious role in the development of digital economy. Their introduction helps eliminate shortcomings typical of traditional hierarchical management and provides more democratic decision-making in digital communities. However, in spite of decentralization ideals today’s decentralized autonomous organizations demonstrate a stable trend towards recentralization of power. The article provides a systemic analysis of factors stipulating management centralization in decentralized autonomous organizations. By analyzing the current research and empiric data a comprehensive classification of such factors was put forward, as well as methods opposing them. Both technological and legal and social solutions are being discussed. The discussion substantiates the necessity to reach balance between decentralization and managerial efficiency. Finally, a conclusion was made running that sustainability of decentralized autonomous organizations does not depend on centralization elimination but on ability to develop adaptive mechanisms of power restriction.

Anton Krivonogov, K. Starodubov, Alexander Prokofyev, Yuri Gromov

The article is devoted to the issue of sustainability of blockchain systems and their impact on the functioning of smart contracts that automate complex processes. An approach to determining the initial stability of a blockchain system is proposed, which includes the assessment of operational and technical parameters of the blockchain system using the method of direct expert evaluation. The proposed approach is tested on the example of the blockchain Ethereum.

N. L. Krasyukova

The article is dedicated to analyzing the potential for the implementation of blockchain solutions in the activities of large agro-industrial holdings. Based on a review of current research and the generalization of pilot project experiences, key areas for applying distributed ledger technology in the agro-industrial complex have been identified: supply chain management, product quality monitoring, logistics optimization, and automation of financial transactions. An assessment of the economic impact of integrating blockchain into the business processes of agro-holdings has been conducted. The results obtained indicate significant potential for increasing companies’ efficiency and sustainability through enhanced transparency, security, and speed of operations. Barriers hindering the widespread adoption of blockchain in the agro-industrial complex have been highlighted, and measures to overcome them have been proposed. The conclusions drawn are valuable for strategic planning of digital transformation in the agricultural sector. (127 words).

A. Pogosyan

Decentralized financing may become an effective tool for developing financial markets in the Russian Federation in the foreseeable future, but its legitimization is associated with a number of threats and occurs in conditions of uncertainty. At the same time, postponing decisions in the development of the state's financial policy may lead to even greater costs associated with the departure of a promising segment of the new financial market into the shadows. The paper considers the opportunities and threats of decentralized financing development for traditional financial institutions in the Russian Federation. The study was prepared using the methods of conceptual, comparative analysis, financial and economic foresight. Results: the concept of decentralized financing is clarified, the differences between decentralized financing and digital financial assets previously legalized in Russia are considered. International experience of companies - traditional financial intermediaries - entering decentralized financing is presented, which is mainly in the nature of a test approbation of possibilities. Based on international statistics, an increase in the share of traditional financial companies in the volume of decentralized borrowings is shown. The article describes the diversity of development opportunities in the decentralized finance market for such classic financial intermediaries as commercial banks. Solutions for the development of financial policy in the Russian Federation are proposed, the need for legalization and the fastest possible construction of a sovereign infrastructure of decentralized finance with the safe involvement of traditional financial institutions is argued.

Антон Владимирович Петровский

Данная научная статья посвящена исследованию влияния децентрализованных финансовых систем на стабильность традиционных банковских институтов в условиях цифровой трансформации экономики. Во введении описывается актуальность темы, обусловленная быстрым развитием финансовых технологий, ростом популярности криптовалют и смарт-контрактов, а также возрастающей ролью блокчейн-технологий в финансовом секторе. В связи с этим традиционные банки сталкиваются с вызовами, требующими переосмысления бизнес-моделей и адаптации к новым условиям. В разделе методологии подробно изложены используемые исследовательские подходы и методы анализа. Для эмпирической проверки гипотез применялись сравнительный анализ, кейс-стади, а также экономикоматематическое моделирование. Используемые данные включают показатели финансового состояния банков, динамику инвестиций в цифровые активы, а также статистические данные по децентрализованным платформам. Кроме того, в исследовании учитывались нормативно-правовые аспекты, способствующие формированию гибкой регуляторной среды. В разделе результатов представлена совокупность эмпирических находок, показывающих, что интеграция децентрализованных финансовых систем оказывает как положительное, так и отрицательное воздействие на традиционные банковские институты. С одной стороны, банки, активно внедряющие технологические инновации, демонстрируют улучшение операционной эффективности и расширение спектра финансовых услуг. С другой стороны, наблюдается рост рисков, связанных с кибербезопасностью и недооценкой новых технологических угроз, что может негативно сказаться на устойчивости финансовой системы. Заключительный раздел обсуждения акцентирует внимание на необходимости гибкого регулирования и стратегического переосмысления роли банков в условиях цифровой трансформации. Авторы предлагают рекомендации для интеграции традиционных финансовых институтов в экосистемы децентрализованных финансов с целью повышения их устойчивости, конкурентоспособности и адаптивности к быстро меняющимся рыночным условиям. Таким образом, представленное исследование способствует расширению теоретических знаний и практических подходов к управлению рисками и возможностям в новой экономической реальности. This scientific article is devoted to the study of the impact of decentralized financial systems on the stability of traditional banking institutions in the context of the digital transformation of the economy. The introduction describes the relevance of the topic due to the rapid development of financial technologies, the growing popularity of cryptocurrencies and smart contracts, as well as the increasing role of blockchain technologies in the financial sector. In this regard, traditional banks face challenges that require rethinking their business models and adapting to new conditions. The methodology section describes in detail the research approaches and methods of analysis used. Comparative analysis, case studies, and economic and mathematical modeling were used to empirically test hypotheses. The data used includes indicators of the financial condition of banks, the dynamics of investments in digital assets, as well as statistical data on decentralized platforms. In addition, the study took into account regulatory and legal aspects that contribute to the formation of a flexible regulatory environment. The results section presents a set of empirical findings showing that the integration of decentralized financial systems has both positive and negative impacts on traditional banking institutions. On the one hand, banks that actively implement technological innovations demonstrate improved operational efficiency and an expanded range of financial services. On the other hand, there is an increase in risks associated with cybersecurity and underestimation of new technological threats, which can negatively affect the stability of the financial system. The final section of the discussion focuses on the need for flexible regulation and strategic rethinking of the role of banks in the context of digital transformation. The authors propose recommendations for integrating traditional financial institutions into decentralized finance ecosystems in order to increase their resilience, competitiveness, and adaptability to rapidly changing market conditions. Thus, the presented research contributes to the expansion of theoretical knowledge and practical approaches to risk management and opportunities in the new economic reality.

Saranya T.S, Sandeep Kumar Gupta, Subiksha Venkatesan

No abstract is available for this record.

O. Peshko

The article examines the role of digitalization as a key trend in the turbulent environment of corporate enterprises. Key infrastructure components necessary for the successful functioning of the digital economy have been identified, including the regulatory framework, digital skills of professionals, and effective and accountable institutions. An important trend in the development of the digital economy is the emergence of "FinTech" companies that replace traditional financial intermediaries. The main aspects of the essence of the concept of financial technologies "FinTech" are considered. The tools for implementing digital technologies in the financial market of Ukraine are analyzed, including neobanking, artificial intelligence and machine learning, cryptocurrencies, open banking and financial ecosystems. The rapid development of these instruments is causing turbulence in both the financial sector as a whole and the emission activity of corporate enterprises. Among the features of the digitalization of emission activity in the financial market, the network effect, globalization, changing business models and increasing the speed of change are highlighted. The risks of introducing digital technologies into the financial market, including in the context of digitalization of emission activities in Ukraine, in addition to general risks related to cybersecurity, data privacy, lack of qualifications and knowledge, lack of flexibility and dynamism, include such specific risks as the emergence and development of decentralized autonomous organizations (DAO). A feature of DAO is that their role as a mechanism for protecting interests of stakeholders does not require the usage of an extensive system of various intermediaries that are necessary for the traditional stock market, which helps minimize transaction costs. The analysis of the role of digitalization as a modern trend in the formation of the corporate environment of enterprises showed a dual nature of the impact, since digitalization contributes to the growth of the adaptability of enterprises by accelerating the response to the challenges of a dynamic environment. However, digitalization enhances the dynamism of the environment itself and, in the process of interference with other factors, generates its turbulence. Prospects for further research include the development of a methodology for assessing the effectiveness of the usage of digital technologies, in particular artificial intelligence and blockchain, for the digitalization of the emission activity of corporate enterprises.

Amarachi Queen Olufemi-Phillips, Onyeka Chrisanctus Ofodile, Adekunle Stephen Toromade, Abbey Ngochindo Igwe · 5 authors

This study explores the potential of blockchain technology to stabilize food supply chains during periods of economic inflation. Economic inflation poses significant challenges to food security, as rising prices can disrupt supply chain transparency, efficiency, and trust among stakeholders. This research develops a conceptual model demonstrating how blockchain can enhance transparency and stability in food supply chains, ultimately improving resilience against inflationary pressures. By providing a decentralized, immutable ledger, blockchain technology allows for real-time tracking of food products from farm to table, enabling better inventory management and demand forecasting. The proposed model integrates key components, including smart contracts, which automate transactions and ensure compliance with quality and safety standards. This feature not only reduces delays but also fosters trust among supply chain participants, such as farmers, distributors, retailers, and consumers. Additionally, the model emphasizes the role of data analytics in harnessing blockchain data to provide insights into pricing trends and inventory levels, facilitating proactive decision-making in response to inflation. Future research directions are identified, focusing on innovations within blockchain technology that could further mitigate the effects of inflation on food supply chains. Potential areas of exploration include integrating artificial intelligence (AI) for predictive analytics, utilizing Internet of Things (IoT) devices for real-time data collection, and developing decentralized finance (DeFi) solutions to enhance liquidity and investment in the agricultural sector. This study contributes to the growing body of literature on blockchain applications in supply chain management by highlighting its potential as a tool for enhancing food security in inflationary environments. By ensuring transparency, improving stakeholder collaboration, and providing actionable insights, blockchain technology can play a pivotal role in stabilizing food supply chains amidst economic fluctuations. Ultimately, this research advocates for the adoption of blockchain solutions as part of comprehensive strategies to safeguard food systems from the adverse impacts of inflation. Keywords: Blockchain Technology, Food Supply Chains, Economic Inflation, Transparency, Stability, Smart Contracts, Predictive Analytics, Data Analytics, Food Security, Decentralized Finance.

Oleksandr Bignyak, S. Mazurenko, Olga Ivanchenko

This article is dedicated to the study of the theory of transformation of intellectual property legal regimes through blockchain technologies on an international scale. It focuses on three thematic blocks: firstly, defining the essence of blockchain technologies; secondly, analysing international blockchain technology standards; and thirdly, exploring variations in the use of blockchain technologies for the registration of intellectual property objects. The subject of the study is the social relations in the field of intellectual property and the mechanisms for their regulation. Methodology. The article employs scientific methods of cognition and doctrinal resolution of issues related to the use of digital tools in the regulation of social relations. This encompasses formal-logical and dialectical methodologies. A variety of empirical techniques, including synthesis, deduction, and statistical analysis, were employed. Results. The study reveals the absence of a direct indication of the use or intent to use distributed ledger technology, otherwise known as blockchain technology. The study demonstrates the significance of utilising blockchain technology in maintaining the customs register to account for intellectual property objects protected by law. This ensures the impossibility of unauthorised alteration or deletion of information about intellectual property objects, as provided by distributed ledger technology. These legal relations emerge in the course of entering information into the aforementioned registers, making modifications (updates), and providing information to interested parties. The use of blockchain technologies in the formation of the register of issued certificates of state registration of copyright for a work is justified.

Maryna Sadovenko, Olga Kondratyuk, Nataliia Suprun, Maxim Tarverdiev

In today's digital age, technical engineering plays an important role in using artificial intelligence and cryptocurrency to optimize tax systems and improve financial efficiency in fintech businesses. Artificial intelligence helps automate business processes, especially in taxation, which reduces the cost of tax administration. Cryptocurrencies open up new opportunities for optimizing tax systems, providing greater transparency and efficiency in financial transactions.. The use of AI in tax administration can streamline processes, reduce human error, and improve compliance. AI algorithms can analyze large amounts of data, identify patterns, and detect potential tax evasion or fraud, leading to more accurate tax assessments and improved revenue collection. Additionally, AI-powered chatbots and virtual assistants can provide taxpayers with personalized support and guidance, enhancing the overall experience. Cryptocurrencies, on the other hand, offer a transparent and secure way to conduct financial transactions. By leveraging blockchain technology, cryptocurrencies enable immutable and auditable records of transactions, which can facilitate tax reporting and compliance. Furthermore, the decentralized nature of cryptocurrencies eliminates the need for intermediaries, reducing transaction costs and increasing efficiency. However, the implementation of these technologies in tax systems requires significant investments in infrastructure, software, and personnel training. Tax authorities ought to allocate substantial budgets to modernize their systems and integrate AI and blockchain solutions seamlessly. Additionally, concerns over data privacy and the potential for cyber threats pose challenges in ensuring the confidentiality and security of taxpayer information.

N. N. Utolin

The subject of the study is the improvement of tax administration in the context of new economic forms of investment and settlements. The purpose of the work is to form a stable structure of interaction between taxpayers and tax authorities, based on ensuring compliance with the principles of accessibility, clarity and simplicity in order to increase the receipt of taxes and fees into the country's budget system and simplify the process of taxpayers fulfilling their obligations. The need to improve the tax administration of cryptocurrencies by modifying the processes of interaction between taxpayers, tax and other authorities has been established. A model of interaction and regulation of transactions with cryptocurrency is proposed, which minimizes the financial and resource participation of the state apparatus and ensures minimal participation of investors in the calculation and payment of taxes and fees, shifting responsibility for tax offenses to operators in the form of credit institutions, exchanges, and other accredited organizations in Russia that carry out these operations by integrating part of them functions, which will lead to a reduction in negative factors, due to the lack of elaboration of legislative norms, it will reduce the burden on tax administration authorities and simplify the payment of taxes for taxpayers. Conclusions are drawn about the need to regulate transactions with such a financial instrument as cryptocurrency at the legislative level and improve tax administration at the level of tax and other authorities to ensure budget filling.

M. Dubel

The article examines the characteristics of the transformation of the music industry in the context of digitalization.The article reveals the features of the change in the structure of the music product from 1999 to 2023.There is a clear trend towards a decrease in physical sales and an increase in streaming over the 25 years studied.Moreover, streaming can be considered the main reason for a certain revival of sales in the music industry as a whole.In 2023, streaming continued to dominate global revenues, but revenues from all music formats increased, except for downloads and other digital content.Streaming, performing rights and physical formats such as CDs and vinyl grew faster in 2023 than in 2022.Revenues from physical sales increased by 13.4%, which is the highest growth rate among all formats in 2023.The transformation of the music industry in the digitalization era has been marked by innovations and challenges that have arisen along the way.The article explores the evolution from the period of dominance of physical media, such as vinyl records, cassettes and CDs, to the digital revolution, which introduced formats such as MP3 and AAC.The growth of streaming platfroms, with the leaders being Spotify and Apple Music, has reshaped how consumers access music.It should be noted that there have also been problems, particularly concerning remuneration for musicians.The introduction of non-fungible tokens (NFTs) and the possibility of achieving more equitable compensation through the use of blockchain are potential solutions for the industry.It can be predicted that the music industry will continue to adapt to the challenges inherent in the digital era.In these unique conditions, the interaction between producers, suppliers (distributors), and consumers of a musical product will be crucial.These changes underscore the need for further research in this direction, particularly on the digital distribution of musical products.

Y-H. Chen, Komal Sharma, Chetan Sharma, Shamneesh Sharma

Food safety hazards can be discovered and avoided using XAI and blockchain technology. The immutable and transparent ledger of blockchain technology can be used to maintain track of perishable food items, allowing for more rapid and precise detection of contamination and immediate removal from shelves. Using blockchain technology, smart agriculture can streamline the supply chain by connecting farmers directly with their customers. As a result, community members may be more confident in meeting their own dietary needs. Combining XAI, blockchain, and smart agriculture has far-reaching societal and economic implications. More efficiency, openness, and sustainability in the food chain might benefit farmers, consumers, and the world. This study provides a detailed bibliometric overview and visualization of integrating two prominent and promising technologies, explainable AI and Blockchain, into Smart Agriculture. In this study, the author implemented analysis in four phases, and for each phase, the author chose different strings, which provided different analysis results. 2479 articles are taken for “smart agriculture”, 103 articles for “Smart agriculture and blockchain”, 37 articles for “blockchain and explainable,” and finally, seven articles for “smart agriculture and explainable AI”. In this study, the mapping program VOSviewer is used for Network analysis. This study uses the co-occurrence, co-citation, and bibliographic coupling employed in VOSviewer to uncover significant focus areas and prominent authors and publications. By using a variety of publications, research was conducted on vital topics for this integration; as a consequence, influence and collaborations began to take place, ultimately leading to development.

Tetiana Наikova, Mykola Мoroz, Volodymyr Zahorianskyi, Yurii Burіennikov

Most often, the possibilities of the applied digital technologies / tools are not used to their full extent, which is due to either the insufficient level of knowledge and competencies of the staff, or the complexity of the technical program implementation. At the same time, the methodology of digital transformation itself, especially in relation to logistics and supply chain management (SCM), is insufficiently developed, despite the existing works of foreign and domestic specialists in this field. The results of the analysis show the relevance and urgent need for the development of conceptual technological platforms of digital solutions for logistics services in supply chain management at the stage of using artificial intelligence and blockchain technology. A study was conducted on the possibility of using promising digital technologies in logistics and ULP, in particular Blockchain (distributed ledger systems), Cloud Services (cloud services), Augmented/Virtual Reality (AR/VR) (augmented / virtual reality), Big Data (big data analytics), Predictive Analytics, Industry 4.0 (Robots) and the Internet of Thing. The very procedure of digital transformation of supply chains should include a number of project solutions related to the formation of a communication network structure (Multi Party Net-work), in particular, using blockchain technology, an integrated supply chain planning system, as well as a digital platform for controlling and monitoring events in the chain supplies (Supply Chain Control Tower). Warehouse logistics is an industry that actively implements innovations. To work in the warehouse, special robots with the prefix AGV (literally – automatically controlled vehicle) are used. A project analysis is being conducted on the development of unmanned trucks using the existing developments of unmanned technologies of domestic car manufacturers and prototypes of unmanned cargo vehicles. The necessity of researching the prospects of robotization of warehouse operations and the use of unmanned vehicles (drones and trucks without drivers) in the distribution / delivery of Final Mile Logistics is shown.

Denis Virovets, Sergiy Obushnyi, Olena Shtepa, Hennadii Hulak · 5 authors

Decentralized Autonomous Organizations (DAO), which have already become independent participants in the relationship in the Web 3.0 economy, are currently neither decentralized nor autonomous because most of the functions and tools used are still centralized, the management of DAOs still largely depends on collective decision-making by all participants. Greater autonomy can be provided by the use of Autonomous Economic Agents (AEA) in DAOs to organize governance, improve communication between participants, create an autonomous reward system, and speed up the search for information and solutions. AEA can be used as a tool to conclude transactions or implement a part of their functions. The article provides an overview of the main technological developments in the field of AEA and DAO and also describes the main ways they could interact in economic peer-to-peer digital systems, taking into account their role, characteristics, and functions. Attention is also drawn to the economic benefits that a DAO acquires from the use of autonomous agents.

Feitulla N. Verdikhanov, Milaslava I. Morozevich, Aset V. Tagirova

В данной статье рассмотрена проблема восприятия нового вида электронных денег – криптовалют, а также неправильная трактовка цифровых финансовых активов, изучаются основные проблемы и возможность использования нового вида финансового актива. Цель работы заключается в изучении основных проблем и способов использования криптовалюты в национальной экономике. Рассмотрены виды криптовалют, отличительные особенности и структура популярных криптовалют. Рассмотрена проблема восприятия нового вида электронных денег, изучаются основные проблемы и возможность использования нового вида финансового актива. Подробно описаны способы использования криптовалют. Сопоставлены централизованные и децентрализованные формы электронных цифровых активов. Представлен опыт компаний, которые начали внедрять в свои бизнес-процессы блокчейн и криптовалюты, а также активный переход к цифровым финансовым активам.
 Цель: изучить основные проблемы и способы использования криптовалюты в национальной экономике и сформулировать рекомендации по их перспективному применению.
 Метод исследования: метод анализа и синтеза, метод обобщения, табличный метод.
 Результаты: в работе описано современное состояние использование криптовалют и иных крипотинструментов в мировой и российской экономике и дан обзор основных проблем, с которыми связано их применение. Описаны причины возникновения этих проблем.
 Область применения результатов: полученные результаты могут быть использованы для дальнейшего теоретического обоснования природы криптовалют как инновационного экономического инструмента. Кроме того, они могут быть полезны для государств, бизнеса и частных лиц с точки зрения выбора оптимальной модели использования криптовалют в хозяйственной деятельности.

Alexander Yukhno

The paper discusses formation features of the metaverse concept in terms of the active introduction of information and communication technologies (ICT) into the state governance and business. The work’ goal is to study the concept content, its structure and development prospects. The author used such general scientific research methods as content analysis, comparative and correlation analysis, grouping, synthesis, systematization. In order to reveal the concept content, the paper reflects various approaches to the definition of the term “metaverse”. The author proposes his understanding and analyzes the issues of transition to the Web3 era and its relationship with the metaverse in the digital transformation of society and economy. The research presents a vision of the major elements of the metaverse at the current time. Despite the emerging risks, it assumes the active use of ICT and trends towards decentralization of the economy will contribute to the further implementation of the metaverse concept in our daily life. A practical significance of the research lies in the possibility of using its provisions in the compilation of strategies for the development of corporations and state institutions. As an inference, the study gives some recommendations to corporations on taking part in the creation and it makes development of virtual worlds and a conclusion about the prospects for the concept progress in the medium term.

Надія Проскурніна

Classic banking operations, such as granting loans, accepting deposits and participating in payment transactions, are on the verge of revolution thanks to the potential use of web 3.0 technologies and tokenized assets. These new financial horizons run the gamut from unsecured virtual assets (like cryptocurrencies) and shadow payments to central bank digital currencies and widespread circulation of money rights. The potential of digital transformations in the financial sphere is best illustrated by distributed ledger technology (blockchain) and new solutions based on it – decentralized digital platforms and tokenized assets. However, there are other forms of decentralized financial instruments, payment services and financing that can allow households and companies to access credit and share unbreakable financial risks, bypassing traditional financial intermediaries. This scientific article discusses relatively new methods of providing access to low-cost and "seamless" payment systems from the point of view of their implementation in small or regional banks. The drive to innovate through alternative financing mechanisms involves the integration of many disparate customers into mainstream and even new financial systems. Tokenized assets can become a means that are available to those who are deprived of access to classic banking services, and even to those who are outside the scope of services of traditional banks.