Emerging digital technologies such as Artificial Intelligence (AI), blockchain, Non-Fungible Tokens (NFTs), cryptocurrencies, and the metaverse have radically altered the landscape of industries worldwide. As these technologies continue to evolve, understanding how younger generations perceive and interact with them can offer valuable insights into future adoption trends. In this article, we present a detailed theoretical explanation of these technologies, paired with a comprehensive statistical analysis based on survey data from Romanian students. By applying advanced statistical methods such as correlation analysis, comparative analysis, and cluster segmentation, we aim to uncover not just familiarity and interest but also the underlying factors that shape students’ attitudes toward these groundbreaking technologies.
Open access
Digital Transformation in Law
Generational Differences and Trends
Artificial Intelligence in Healthcare and Education
Cryptocurrencies have experienced exponential growth in the 10 years after their discovery in 2009.Despite the popularity of cryptocurrencies as an investment, there is still much to be understood about the factors that influence cryptocurrency investment.This study seeks to find the influence of behavioral finance factors, specifically herding, heuristics, and prospects on investment decision for millennials and gen Z in Indonesia.The research method used is multiple regression with several stages including reliability and validity tests, descriptive analysis, and hypothesis testing analysis.With a sample of 140 respondents, it is concluded that herding and heuristic factors have a significant influence on investment decisions in the cryptocurrency market, while the prospect factor does not have a significant influence on investment decisions in the cryptocurrency market.The results of this study indicate that non-fundamental factors are still high as reflected in herding and heuristics on millennials and gen Z investors in Indonesia.Another implication is that many investment decisions are "not yet" sound in a very dynamic situation in the cryptocurrency market.