Анотація. У статті розглянуто процеси подальшої інтеграції сучасних інформаційних цифрових технологій в економіку країни, впровадження та широке використання електронних фінансових інструментів і технологій, тенденції їх поширення в Україні. Серед усього різноманіття технологій цифрової економіки, що розвивається прискореними темпами, особливе місце займають інноваційні технології у фінансовій сфері. Необхідність надійного та захищеного інформаційного забезпечення проведення фінансових операцій і взаємних
We have investigated processes of analysis, integration, and content generation, taking into consideration the needs of the user in cryptocurrency. By using the developed formal model and the performed critical analysis of methods and technologies for predicting the exchange rate of cryptocurrency, we have built a general architecture of the content processing system that acquires data from different cryptocurrency Internet stock exchanges. General functional requirements to the intelligent cryptocurrency system that target the Internet users have been stated. We have investigated methods, models, and tools to improve the effective support for developing structural elements in the model of a decision support system that manages content according to the user’s needs. general architectures of the backend and frontend parts of an intelligent cryptocurrency system have been devised. We also developed software for the system of integration and generation of content considering the cryptocurrency needs of users. An analysis of results of experimental verification of the proposed method for content integration and generation taking into consideration the cryptocurrency needs of users has been performed. A special feature of the system is that it analyzes information from social media and builds a forecast of currency rates based on the acquired information. A given system makes it possible to guess the trend in an exchange rate fluctuation. Conferences of a particular cryptocurrency, new implementations, government decrees from different countries, affect a trend as well, so it too must be taken into consideration. In order to account for most cases, it is necessary to constantly accumulate information on the subject and to assign it to Tables in a database. A given process takes place using a specialized software bot that collects and indexes information. The system is characterized by the following features that favorably distinguish it from analogs: the speed of page generation; the presence of SSL certificate and TLS encryption; content of better quality as it is updated every minute; there are no inactive sections of the service; the mobile web-site layout does not copy content at subdomain; automated checks against e-mail spam messages on the exchange rate. The focus of the system is on the frequency of updates at the speed of data aggregation from the Internet stock exchanges and social networks.
The purpose of this study was to analyze and understand the attitude of the millennial generation towards cryptocurrency. This topic of Cryptocurrency is in the growth stage and hence the understanding of the attitude of this generation shall be an addition to the current study available on cryptocurrencies. This dissertation will be beneficial to the upcoming or existing companies or offerers of cryptocurrency to estimate their future viability based on the millennial generation’s attitude. \nThe results were formed based on the data collected through interviews of eight millennials from different professional background but having awareness about cryptocurrency. The questionnaire was formed to collect data about knowledge, experience, trust, and other investment factors of the millennials towards cryptocurrency. The research aimed to analyze the data collected and conclude the overall attitude of millennial generation towards cryptocurrency. \nThis report focuses on the numerous factors and challenges that go into the decision-making process of the typical millennial investors. We can conclude that the millennials have positively accepted the concept of cryptocurrency but are doubtful when it comes to actual trading since they lack proper awareness and skills to do. But the experienced millennials have accepted it as a useful financial asset after. Thereby, the overall study on Cryptocurrency would help one to understand the merits and demerits of it in the present world along with the logical reasoning that has given a direction to the findings.
This paper aims to gain and improve understanding of the three most common cryptocurrencies (Bitcoin, Ethereum and Ripple) by applying standard econometric tools upon their time-series data.Cryptocurrencies' returns are compared to six major stock indices: two American (S&P500 and Russell 2000), one European (Stoxx 600), one Japanese (Nikkei 225), one Chinese (Hong Kong Hang Seng) and a global index (S&P Global 1200).The findings indicate that observed cryptocurrencies could be regarded as a new asset class, a fully digital, sui-generis financial instruments, as they are not coherently connected to the stock market.However, allocating capital into cryptocurrencies remains in the domain of pure speculation due to their strong volatility.
Tom Savel, Katherine Kuzmeskas, Chrissa McFarlane, Mihaela Ulieru
Session Description: Tokenization is a fundamental and transformation feature enabled via a blockchain. Tokenization is the digital representation of a real-world or digital asset of value (e.g., health data, real estate, music, insurance, advertising, art). Once tokenized, assets can be easily and securely exchanged. Within the healthcare ecosystem, these digital assets can be used for many different purposes (incentivizing positive health behaviors, reward data sharing, facilitate communication, assuring data quality, etc.). This session will discuss the transformational impact tokenization can have within the healthcare ecosystem. Topics will also include the use of next generation, non-fungible tokens (e.g., ERC-721, “CryptoKitties”). As every technology has its challenges, concerns and pitfalls around tokenization and the internet of value will be discussed.
System of integration and content formation taking into account the cryptocurrency consumer needs imports courses from cryptocurrency trading exchanges and exchangers. The method is based on the algorithms of forecasting and constructing of the corresponding graphs. It should also support the aggregation of information from social media such as Twitter. Import of news related to cryptocurrency. System based on this method should be optimized for search in search engines and services and distributed by servers. Such a system will serve to inform about currency rate fluctuations depending on the news background.
The review discusses the ideas presented in the book by D. Tapscott and A. Tapscott - specifically, the concept of distributed capitalism allowed for by blockchain technology. The blockchain era is characterized by development of a new institution of trust; disruption of financial intermediation; economic inclusion of hundreds of millions of citizens in developing countries; an increase in competition and a decrease in inequality. The authors see the blockchain revolution as a solution to the problem of discrimination against intellectual property creators, who have to hand over a large part of the value created to intermediaries. They consider the main opposition to distributed capitalism to stem from the feudal financial system which loses ground under new conditions, where economic agents may use alternative currencies and interact directly with each other without risk and high transaction costs.
One of the most popular platform based on blockchain technology is Ethereum. Internal activity on this public blockchain is analyzed both from a quantitative and qualitative point of view. In a first part, it is shown that the creation of the Ethereum Alliance consortium has been a game changer in the use of the technology. In a second part, the network robustness against attacks is investigated from a graph point of view, as well as the distribution of internal activity among users. Addresses of great influence were identified, and allowed to formulate conjectures on the current usage of this technology.
This study analyses the growing area of research that explores the evolution of technology from social and cognition perspective – and how the design and various implementation of technology are being shaped by the factors related to social-constructivism and beliefs systems of individuals. The newly developed technological phenomena of Cryptocurrency – the digital currency for all, provides us with an excellent case to study. We apply social and cognitive processes to understand technology trajectories across the life cycle of cryptocurrency. We thus deepen our understanding by analyzing why and what causes the various technological trajectories in the era of ferment and concluding our research by deriving various technological 'themes'. – that might evolve as the phenomena of cryptocurrency while moving towards the era of dominant design.
The Soviet Union entered the 1960s with confidence after its victory in World War II, coupled with promising economic and political prospects. The Soviet bloc was having unprecedented productivity driven by the Information Technology Revolution, along with advances in finance, transportation, and agriculture. The Soviet bloc economy also received a boost following Joseph Stalin's death in 1953 and Nikita Khrushchev's reforms. The Soviets, with East Germany's Walter Ulbricht in the vanguard, were intent on harnessing the IT Revolution and cybernetics to overtake the West. Ulbricht's reform program of the 1960s, the New Economic System, was founded on cybernetics, cybermarxism, and innovation. Erich Apel, head of the State Planning Commission, designed the cybernetics program anchored on three basic reforms: decentralization, price and interest rate reform, and improved accounting and control systems. A focus of decentralization was forest management.