Online gaming already not become familiar to our ears. However, his presence is still keenly felt, and also in demand by children - teen age children. Internet cafes based online games have been one of the proofs that the online game market has not subsided and is still much demand. Many teenagers, especially boys who like to play this game. And an attraction for researchers to conduct research on this. Playing online games can be affected by family background, playmates (peer group), as well as coming from himself. This quantitative research aims to explain that the family, peer group, and self -esteem have a stake in online gaming. As for those who were respondents in this study were male junior high school age, 12-15 years of online gaming. Based on the theory of parental mediation by Livingstone and Hesper, peer group by Santrock concept, and the concept of self-esteem by Coopersmith, we can see if these three variables as indicators of son preference in playing the game online. The sampling technique used was accidental sampling of 30 respondents men - men aged 12-15 years and the status of junior high school students. Results of studies using Kendall correlation is that first, there’s no positive relationship between the variables of the parents surveilance thru play online games on adolescents. It looks of figures a significance of 0.903 (0.903> 0.05) and a correlation coefficient of 0.020 indicates that the first hypothesis researchers that there is a positive relationship between the parents surveilance to preferences play online games on adolescents denied. The second variable is the intensity of the peer group and the communication of research results, there is a positive relationship as seen in the figure of significance of 0.009 (<0.05) with a correlation coefficient of 0.421 indicates that the second hypothesis the researchers accepted that there is a positive correlation between the intensity of peer communications group to preferences play online games on adolescents. The third variable in this study is self-esteem. The results showed that there is a positive relationship. This looks at the significance of the figure of 0.009 (<0.05) with the number correlation coefficient of 0.417, this shows the third hypothesis the researchers accepted that there is a positive relationship self-esteem to preferences play online games on adolescents. From the results of research states that the theory of parental mediation is not the only that determining factors of preference, while the concept of a peer group are factors that affect a person's preference, as well with the theory of self-esteem which also are factors that affect a person's preference
<em>The growth of national economy encourages a significant change in the financial sector, especially a means of payment. Starting from the barter, the means then changes to be the goods or commodities, and finally the metal and paper as a raw material of money. The form of money as a means of payment continuously changes namely in the form of checks and transfer form that allow payment through transferring funds from the account balances among financial institutions, especially the banks. The economic need continuously grows so that it shifts the ways of trade transactions from conventional to internet based one that is known as e-commerce. One of the International online payment means required in an e-commerce transaction is Bitcoin. Bitcoin is an electronic coin that uses a system of peer-to-peer network that is open source. Bitcoin is not a virtual coin and not the legal means of payment in Indonesia. The legal means in Indonesia is the rupiah. It has been described in Article 1 section (2) of Act No. 7 of 2011 on Currencies that the the coin used for payment transactions in Indonesia is the rupiah.</em>
Abstract. The Contribution of Islamic Banking on the Banten Economy. The development of Islamic banking in Banten can be seen from the four aspects, such as amount of assets, DPK, financing and credit risks. Even indicates the good growth, but the performance of Islamic banking from the total banking in Banten region is still relatively small. Until the fourth quarter of 2013, the share of Islamic banking assets in Banten only reached 6.78 percent of total banking assets in the province of Banten. Likewise, the share of Islamic banking on third party funds amounted only 5.20 percent. While the financing extended by the Islamic banking in Banten province amounted only 7.61 percent of total bank credit in Banten Province. This research was conducted with a view to determine the contribution of Islamic banking to increase PDRB Banten Province. This research uses 60 samples, including monthly data from January 2009 until December 2013 consisted of PDRB Banten, DPK and financing Islamic banking in Banten. The data were analyzed using multiple linear regression with the help of software eviews. The results showed that the DPK data processing and financing not partial effect on PDRB increase in Banten. However DPK and financing jointly/ simultaneous effect on PDRB Banten. Figures determination coefficient of 53% shows the value of the contribution of Islamic banking and finance sector generally, to the economic progress of Banten. The remaining 47% was contributed by other sectors that are not included in this study. The high contribution of Islamic banking to Banten’s economy must be supported by the preparation of adequate infrastructure, especially concerned to improve the quality and quantity of human resources in the Islamic economics and finance area. Beside that, we must give the encouragement to the government of Banten in order to increase the proportion of decentralized funds placement in Islamic financial institutions.Abstrak. Kontribusi Perbankan Syariah Terhadap Perekonomian Banten. Perkembangan perbankan syariah di Banten dapat dilihat dari empat aspek, yaitu jumlah aset, DPK, pembiayaan dan resiko kredit. Meski terus menunjukkan perkembangan yang baik, namun kinerja perbankan syariah terhadap total perbankan di wilayah Banten masih relatif kecil. Sampai triwulan IV 2013, pangsa aset perbankan syariah di Banten baru mencapai 6,78 persen dari total aset perbankan di wilayah Provinsi Banten. Demikian juga dengan pangsa penghimpunan DPK perbankan syariah hanya sebesar 5,20 persen. Sementara itu pembiayaan yang disalurkan oleh perbankan syariah di Provinsi Banten hanya sebesar 7,61 persen dari total kredit perbankan di Provinsi Banten. Penelitian ini dilakukan dengan maksud untuk mengetahui kontribusi perbankan syariah terhadap peningkatan PDRB Provinsi Banten. Riset ini menggunakan 60 sampel, meliputi data bulanan sejak Januari 2009 sampai Desember 2013 terdiri dari PDRB Banten, DPK dan pembiayaan perbankan syariah di Banten. Teknik analisis data menggunakan regresi linier berganda dengan bantuan software eviews. Hasil pengolahan data menunjukkan bahwa DPK dan pembiayaan tidak berpengaruh secara parsial terhadap peningkatan PDRB Banten. Namun DPK dan pembiayaan secara bersama-sama/ simultan berpengaruh terhadap PDRB Banten. Angka koefisien determinasi sebesar 53% menunjukkan nilai kontribusi perbankan syariah, dan umumnya sektor keuangan, terhadap kemajuan perekonomian Banten. Sisanya 47% disumbangkan oleh sektor lain yang tidak dimasukkan dalam penelitian ini. Tingginya kontribusi perbankan syariah terhadap perekonomian Banten harus direspon dengan penyiapan infrastruktur yang memadai, terutama berkaitan dengan peningkatan kualitas dan kuantitas sumber daya manusia yang menguasai bidang ekonomi dan keuangan Islam. Diperlukan juga dorongan untuk Pemprov Banten agar meningkatkan proporsi penempatan dana desentralisasi di lembaga keuangan syariah.
Penelitian ini dilakukan keberadaan bitcoin sebagai alat pembayaran di Indonesiatidak didukung oleh Bank Indonesia dan menyebabkan kekosongan hukum. Namundengan pemakaian bitcoin yang semakin mengingkat di Indonesia diperlukan adanyaregulasi untuk mengatur bitcoin sehingga adanya perlindungan dan kejelasan hukummengenai alat pembayaran virtual ini. Singapura merupakan salah satu Negara yangtelah meregulasi bitcoin dengan pengenaan pajak. Tujuan penulisan artikel ini adalahuntuk membandingkan bitcoin sebagai alat pembayaran virtual di Indonesia dan diSingapura. Penelitian ini merupakan penelitian yuridis normatif denganmenggunakan metode pendekatan perundang-undangan dan pendekatanperbandingan. Kemudian seluruh data yang ada diolah secara deskriptif analitis.Urgensi dari penelitian ini adalah karena belum adanya regulasi yang mengaturtentang bitcoin sehingga belum adanya kepastian dan perlindungan hukum. Kata kunci : alat pembayaran legal, bitcoin, transaksi online
Journal of Anthropology and Archaeology is a peer-reviewed international journal, which publishes original papers promoting theoretical, methodological and empirical developments in the discipline of socio-cultural anthropology.
Perkembangan teknologi informasi dan didukung pula dengan teknologi komputer yang semakin canggih serta adanya jaringan internet yang menciptakan terkoneksinya perangkat-perangkat komputer baik berbentuk personal komputer maupun super komputer sehingga terciptanya aktivitas bisnis dengan teknologi jaringan internet atau disebut electronic commerce (e-commerce). Maka dari sinilah lahir pula mata uang virtual dunia maya (virtual currency) dengan konsep nilai berdasarkan supply dan demand serta mudah, praktis dan efisien dalam melakukan transaksi perdagangan maupun bisnis lainnya. Namun dampak terbesar dalam transaksi online seperti ini diantaranya adalah penipuan, pencurian dan kerugian yang akan dialami pengguna secara tidak wajar. \nBerangkat dari masalah di atas ada beberapa permasalahan yang dirumuskan untuk mengetahui analisis jual-beli bitcoin di dunia maya yaitu meliputi bagaimana analisis undang-undang tentang mata uang terhadap alat tukar bitcoin dan prespektif hukum Islam terhadap jual-beli bitcoin di dunia maya. Penyusun memilih tempat penelitian tersebut di website bitcoin exchanger (www.vip.bitcoin.co.id.) \nDalam menelusuri, menjelaskan dan menyimpulkan objek pembahasan pada skripsi ini. Penyusun menempuh metode jenis penelitian lapangan di dunia maya dengan menggunakan metode observasi partisipasif lengkap dimana peneliti menjadi bagian dalam aktivitas pada sumber data yang diteliti. Untuk mendapatkan informasi secara akurat, aktual dan terpercaya. Penyusun melakukan beberapa metode pengumpulan data yakni menggunakan metode wawancara, observasi dan dokumentasi yang selanjutnya dianalisis menggunakan metode deskriptif kualitatif. \nDari hasil penelitian ini dapat disimpulkan yakni analisis Undang-Undang No 7 Tahun 2011 Tentang Mata uang, bahwa bitcoin yang dijadikan alat tukar dalam pembayaran di Negara Indonesia ini termasuk melanggar undang-undang karena undang-undang sudah mengatur mengenai alat pembayaran yang sah di Indonesia. Penggunaan bitcoin tidak dijadikan sebagai alat tukar atau hanya sebagai komoditas ini tidak dipermasalahkan secara yuridis karena tidak ada peraturan yang mengatur maupun melarang dari OJK atau Bank Indonesia terhadap bitcoin. Akan tetapi terkait resiko seperti kehilangan dan kerugian itu ditanggung sendiri oleh penggunanya sebagaimana siaran pers “Pernyataan Bank Indonesia Terkait Bitcoin dan Virtual Currency Lainnya” No: 16/ 6 /DKom. Dalam prespektif hukum Islam bitcoin yang dijadikan sebagai alat tukar maupun alat investasi diharamkan. Sebab praktek yang terjadi terdapat unsur gharar dan maisir, serta menghindari kemadharatan yang dapat terjadi pada pengguna.
Objective - This paper was aimed to explain the development of Islamic banks and their contributions in Indonesia local development. Methodology/Technique - The paper described data on essential financial data of Islamic bank in 8 provinces in Indonesia mainly in their economic growth, percentage of population living under the poverty line, along with Islamic financial indicators, i.e. asset, third parties fund, and financing. Findings - The results indicate that Islamic banks accomplish impressive financial performance reflected in fast growing in asset, third parties fund, and financing. In terms of financial intermediaries, Islamic bank also performs well as presented in a larger share of financing compared to third parties fund. Islamic banks are also resilient to local short-run shocks in the economy. However, the relation between these financial indicators with economic indicators is not likely very supportive mainly because Islamic bank's limited market share and issue in financial inclusion in Indonesia. Novelty - As a preliminary research in the relation between Islamic finance and local development particularly in a new emerging decentralized economy, this paper bear a worthy endeavour in expanding this field of study in the future. Type of Paper: Review Keywords : Local Development, Islamic Bank, Financial Intermediaries, Economic Growth, Poverty.
<strong>Abstrak: </strong>Fund is like blood flowing to all parts of the human body, if there is human blood deficiency therefore sooner or later death will be the result . Similarly toward education funding, regardless of the cost of all planned programs will likely not be operationalized. Problem of the high cost of higher education is perceived by the public on the one hand, and the desire to provide a better education on the other hand has always been a problem that still can not be resolved satisfactory . When we look at the history of the heyday of Islam, funding institutions apparently has got the most attention from the education providers and other parties that are not directly involved in it. While the pattern of management education in the classics are implemented in two ways: 1. Centralized systems, centralized point here is that education funding is planned and managed by bureaucrats (power authority), not by the institution concerned. All educational needs will be met by the government through the state treasury or the Bayt al-Maal. 2. Decentralized system is more flexible and participatory than centralized systems, which consist of the traditional pattern (the traditional pattern of the proceeds are typically used without a clear plan), and non-traditional pattern, this pattern is the antithesis of the traditional pattern, incoming funds managed by organizers of the institution, through a targeted plan according to the situation and condition of the institution concerned. <strong> </strong> <strong>Keynote</strong>: patterns of financing, Islamic Education, classical era