Ilham Ardhiyansyah, Ahmad Furqon, Mashilal Mashilal
Zakat is a fundamental component of Islamic social finance, intended to reduce inequality and strengthen community welfare. However, traditional zakat systems face recurring issues, including inefficiency, lack of transparency, and low public trust. This study aims to optimize zakat management using Ethereum blockchain technology, particularly the Layer 2 (Base) network, with a focus on its impact on cost efficiency and system transparency. Using a qualitative-descriptive approach, the research designs and simulates a blockchain-based zakat distribution model that incorporates smart contracts for automated fund allocation to eight categories of ashnaf, along with off-chain verification for Sharia compliance. A simulation of USDC 1,000 zakat fund distribution demonstrates that the blockchain system ensures accurate, traceable, and tamper-proof transactions, while reducing transaction costs by over 98% compared to conventional methods. Smart contracts automate the disbursement process, while all transaction records are stored on a public ledger, which supports real-time auditing and enhances institutional accountability. These results demonstrate that the integration of blockchain technology not only improves operational efficiency and transparency but also supports Islamic legal and ethical governance. In conclusion, this model provides a practical and scalable framework for modernizing zakat management with a strong emphasis on cost efficiency, public trust, and Sharia compliance.
Muhammad Farid Romadhoni Alqodr, A. Fajar Awaluddin, Annas Fajar Rohmani, Muhammad Salman Al Farisi
The rapid development of digital finance has led to widespread adoption of cryptocurrency and Non-Fungible Tokens (NFTs), including among Indonesian Muslims. However, a gap remains between state policy and Islamic legal perspectives on the legitimacy of these digital assets. While the Indonesian government recognizes cryptocurrency as a tradable commodity, Islamic authorities such as the Indonesian Ulema Council (MUI) consider it haram due to elements of gharar (uncertainty) and maysir (gambling). This normative divergence, coupled with the absence of integrated sharia-based digital education, creates confusion and increases the risk of speculative or unethical practices. This study adopts a descriptive qualitative approach through library research, drawing on academic literature, state regulations, fatwas, and digital media content. The findings reveal that community-based Islamic education—rooted in platforms such as pesantren, majelis taklim, and digital Muslim communities—plays a strategic role in enhancing sharia literacy. Digital educational media like YouTube, podcasts, and e-learning serve as powerful tools for contextualizing Islamic teachings in the digital economy. Collaborative educational initiatives involving scholars, educators, and influencers have shown positive outcomes in building awareness and ethical understanding of digital financial instruments. This research suggests that integrating fintech content into Islamic educational curricula and empowering da'i and PAI teachers with digital literacy skills are essential to developing an ethically grounded and technologically literate Muslim society.
Cryptocurrency appeared amid digital technology's growth tremendously, offering fast, transparent, auditable, and secure features. However, its presence and status in Islamic law are still debatable among the Community. Cryptocurrency is based on blockchain and has decentralized finance, contrary to the current conventional system, namely central banks. The purpose of this study is to see community resistance over cryptocurrencies and its views on the Islamic perspective. This study is qualitative with a phenomenology approach. Data sources were obtained through in-depth interviews and structured ones. The analysis carried out in this study used the maqashid sharia approach, fiqh rules, and ushul fiqh. The result of this study showed that the concept of decentralized finance has yet to be able to take over the role of central banks. The majority of perspectives provided by the ulama, who were consulted as primary sources in this research, maintain the belief that cryptocurrency remains an unreliable medium of exchange and a risky long-term asset.
Dengan potensi zakat yang begitu besar untuk kesejahteraan masyarakat, pengelolaan zakat saat ini di Indonesia masih belum optimal. Untuk meningkatkan efektivitas lembaga zakat, tata kelola yang baik merupakan faktor penting. Sebagai organisasi publik, kinerja lembaga zakat khususnya dalam administrasi dan pelayanan merupakan indikator meningkatnya kepercayaan masyarakat. Penelitian ini bertujuan untuk mengidentifikasi peluang penerapan blockchain pada pengelolaan zakat. Penelitian ini menggunakan pendekatan kualitatif deskriptif dengan metode studi pustaka pada topik zakat dan blockchain di Indonesia. Hasil penelitian ini menekankan adanya tantangan dan mengusulkan starategi dalam pengelolaan zakat dengan blockchain. Dalam hal ini, peran amil zakat dan muzakki menjadi kunci dalam pelaksanaan zakat menggunakan teknologi blockchain dalam pengelolaan zakat yang berkualitas, efisien, akuntabel, dan profesional dalam menyalurkan zakat ke asnaf. Penerapan teknologi Blockchain dalam pengelolaan zakat dapat melacak status dana zakat dan membuat proses distribusi dan transaksi dana menjadi transparan. Penelitian ini bermanfaat untuk meningkatkan tatakelola zakat di Indonesia dengan memberikan strategi bagi semua stakeholders zakat seperti pemerintah, kementrian Agama, Baznas, organisasi masyarakat, dan lembaga pengelola zakat.
Konten selfie Ghozali yang diunggah dalam Non-Fungible Token (NFT) meraup banyak keuntungan yang tinggi. Hal ini membuat Ghozali viral di media sosial. Ghozali terus melakukan unggahan selfie tersebut dan mempromosikannya melalui akun twitternya dengan nama “Ghozali Everyday”. Fenomena ini menarik banyak perhatian masyarakat umum. Tujuan penelitian ini yaitu untuk mengetahui bagaimana Fenomena Ghozali Everyday Non Fungible Token (Nft) Di Twitter. Jenis penelitian ini merupakan penelitian deskriptif kualitatif. Informan pada penelitian ini yaitu pengikut akun @Ghozali_Ghozalu. Penelitian ini menggunakan teori fenomenologi Husserl yaitu untuk memahami fenomena seseorang harus menelaah fenomena apa adanya. Oleh karena itu seseorang harus menyimpan sementara atau mengisolasi asumsi, keyakinan, dan pengetahuan yang telah dimiliki agar mampu melihat fenomena apa adanya atau melakukan proses bracketing. Berdasarkan hasil penelitian, peneliti menemukan bahwa fenomena vira ghozali ini mempengaruhi public menjual foto atau karya lainnya di NFT khususnya masyarakat Indonesia. Twitter menjadi salah satu social media yang sekarang sedang booming dikalangan publik, dan melalui media sosial ini Ghozali berhasil mempromosikan dirinya
Nova Yanti Maleha, Waldi Nopriansyah, Bagus Setiawan
Crypto is a digital currency that is contained in a network that does not have a concrete object. However, this cryptocurrency has several types, the more common being bictoin. The problem with Bictoin is that it is a network of consensus systems into a new form of payment transaction using blockchain in this Cryptocurrency transaction. It doesn't have physical objects, it's only digital goods. Therefore, this article discusses the dynamics of Cryptocurrency transactions. This type of research is qualitative in the form of literature research with a normative approach. The author concludes that Cryptocurrency transactions are developing in Indonesia, but transactions still contain elements of ambiguity (gharar), speculation (masyir) so that this is the basis for the Islamic prohibition of Cryptocurrency transactions in Indonesia. However, if it is managed according to Islamic rules, Cryptocurrency transactions can be legalized in transactions.
Afifah Nur Millatina, Risanda Alirastra Budiantoro, Rahmad Hakim, Febrianur Ibnu Fitroh Sukono Putra
The research aims to analyze the potential of using blockchain to promote integrated financial inclusion through Indonesian potential zakat funds. We use a qualitative approach (the business model canvas) as the analysis tool. We generate the data using the literature study. The essence of the zakat funds management implies that zakat assets should not be left idle. Further, greater zakat funds collected, managed, and distributed will deliver more benefits to mauquf alayh, greater divine rewards to the wakif, and greater funds received by nazir. Our results indicate that the zakat blockchain programs offer various benefits because blockchain facilitates more decentralized and borderless transactions. The benefits include achieving targets more effectively; avoiding overlap; developing zakat more systematically; monitoring more effectively in planning, organizing, actuating, and evaluating nazhir zakat; and contributing to short, medium, and long-term national socioeconomic objectives. In sum, we conclude that more decentralized and borderless blockchain-facilitated transactions potentially enhance Indonesian zakat funds' potential collection and utilization.
Ahmad Ulil Albab Al Umar, Muhammad Iqbal Adrian, Yuni Inawati, Muammar Taufiqi Lutfi Mustofa · 5 authors
1st WoW-SAIPIS 2021 is an article writing workshop centered on social sciences and education, open and welcoming contributions from various disciplines and approaches that meet at intersections. We are interested in scholarship that crosses disciplinary lines and speaks to readers from a variety of theoretical and methodological perspectives. In other words, 1st WoW-SAIPIS 2021 will be a forum for scholars as they speak to a wider audience of our many sub-fields and specialties, rather than a location for narrower conversations that are more appropriate in more specialized conferences. We suggest the following broad areas of research: Social Sciences and Laws History and Cultural Studies Interdisciplinary Studies Moral and Humanities Policy, Politics, and Communication Education The proceedings represent the latest in research, development, deployment and projects on a range of topics presented at the International Conference of Social Science and Education. The papers published under each conference are sorted according to the themes and topics defined under each event. Papers are published according to the events at which they were presented by the authors. They can be searched by theme,
The invention of the computer which was originally a calculating machine (Difference Engine no. 1) which was discovered by Charles Babbage (1791- 1871) is something very famous in the history of computer development and is the first automatic calculator. With the very rapid development of the digital world, in 1983 an American cryptography expert David Chaum used cryptographic electronic money called e-cash, and in 1995, he implemented it through Digichash, which became the initial form of collaboration between the digital world of computers and Money, which is a cryptographic electronic payment instrument that requires user software to pull notes from the bank and designate a specific encrypted key before it can be sent to the recipient. And in 1996, the NSA, namely the United States National Security Agency, which was founded by President Harry S. Truman on November 4, 1952, had the task and function of collecting and analyzing communications from other countries, as well as protecting information belonging to the United States. The agency published a paper entitled How to Make a Mint: The Cryptography of Anonymous Electronic Cash, describing the Crypto currency system that first published it on the MIT mailing list, later in 1997, in the journal The American Law Review (Vol. 46, Issue 4). It was these researches that eventually led the developers to start developing what is known today as blockchain which is basically a distributed open ledger to record transactions between two parties efficiently and in a verifiable and permanent way. The discovery of Bit coin in 2009 which was declared as electronic money was developed by an institution or individual who has the initials Satoshi Nakamoto, the technology used is using a peer to peer network without centralized storage so that verification can be done anywhere in the world anywhere that dedicates a computer, to do this or it is called mining. Since 2009 other coins and tokens have started to appear, as we can see on CoinMarketcap which has more than 6000 coins and tokens. The utilization and use of this technology is still being debated from the point of view of Muslims in Indonesia, as stated by Yenny Wahid in the activities carried out by the Islamic Law Firm (ILF), this is due to the uncertainty of the asset value which can change at any time.
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Terrorism, Counterterrorism, and Political Violence
Globalization encourages technological progress so that its development is utilized by terrorist organizations in expanding their movements. Terrorist organizations utilize digital financial transaction technology, namely cryptocurrency, as part of their funding activities. This condition is influenced by the shift in traditional funding methods that have begun to switch to digital media, so the emergence of cryptocurrencies has a great opportunity in terrorism financing activities globally. Over the past few years there has been a phenomenon of using cryptocurrencies by terrorist groups for funding purposes. This research article wants to explain how terrorist organizations use cryptocurrency as a new medium in digital financial funding. The research was conducted using qualitative methods with the theory of the use of funds by terrorist organizations covering the stages of receipt, management, transfer and spending. The results of the study show that cryptocurrencies are at each stage of the use of funds either as a medium or a source of funding which is shown through models or schemes related to the use of cryptocurrencies for terrorism financing. In addition, an exploration of the movement of terrorism financing was carried out from the traditional to the digital realm. Furthermore, recommendations are given regarding the role of the state in efforts to handle the phenomenon of financing terrorism using cryptocurrencies.
Zakat as a tremendously effective tool for poverty minimization and social problems resolution, just like digital wallets can be used and optimized within the potential use of blockchain technology. Furthermore, zakat blockchain is one of the media instruments to cut the chain of zakat management and distribution, which is complex and requires much time. The synergy of amil zakat and muzakki in zakat blockchain is the right answer for welfare and time efficiency in distributing zakat to asnaf wherever they are. The methodology employed in this research was descriptive qualitative. This research was a descriptive study because it described or elucidated the combination of zakat and blockchain in Indonesia. The research approach used was qualitative. The objects of this research were zakat institutions in Indonesia. The subject of this research was the mechanism between muzakki and nadzhir in Indonesia This study’s results stated the importance of blockchain application and implementation for better zakat management
Kemajuan bidang teknologi dan komunikasi pada kenyataannya banyak disalahgunakan oleh kelompok teroris. Kelompok teroris menggunakan salah satu teknologi transaksi keuangan daring berupa cryptocurrency untuk tujuan ilegal. Hal ini dikarenakan tradisi hawala yang sudah tidak memungkinkan lagi untuk dilakukan dan terdapat beberapa prinsip cryptocurrency yang memberikan peluang lebih besar bagi kelompok teroris untuk bertransaksi serta mencari dana untuk kegiatan operasional mereka. Makalah ini ingin menjawab bagaimana kelompok teroris menggunakan kecanggihan teknologi saat ini berupa cryptocurrency sebagai jalan alternatif dari tradisi hawala untuk tujuan ilegal, dan apa bentuk tindakan penanganan yang baik bagi masalah ini. Makalah ini bertujuan untuk mengeksplorasi cryptocurrency dari sisi sistem, cara penggunaan, tradisi transaksi tradisional hawala, dan bentuk konkret penggunaan cryptocurrency oleh kelompok teroris. Makalah ini juga akan membahas tentang peluang aktor non negara lainnya seperti perusahaan teknologi swasta dalam membantu menangani penyalahgunaan cryptocurrency. Makalah ini menggunakan organizational approach terorisme dan konsep digital counterterrorism.
Abstrak: Beberapa tahun terakhir eksistensi Pancasila dalam fungsinya sebagai dasar negara (philophische grondslag) dan pandangan hidup bangsa (weltanschauung) dipertaruhkan. Banyak tantangan dan rintangan yang dihadapi oleh Pancasila dalam mempertahankan eksistensinya. Kemerosotan nilai-nilai bangsa menjadi tantangan tersendiri yang dihadapi oleh Pancasila. Terorisme, radikalisme, narkoba, korupsi, hilangnya toleransi serta melunturnya rasa nasionalisme dan patriotisme sudah menjadi bukti merosotnya nilai-nilai kebangsaan. Mahasiswa sebagai agent of change harus peka dalam melihat situasi ini dan diharapkan mempunyai solusi dalam memecahkan masalah merosotnya nilai-nilai kebangsaan. Penelitian ini bertujuan untuk mengetahui persepsi mahasiswa terhadap fungsi Pancasila sebagai weltanschauung dalam upaya menghadapi merosotnya nilai-nilai kebangsaan. Lokasi penelitian di Program Studi Pendidikan Guru Sekolah Dasar Universitas Mataram. Pendekatan penelitian menggunakan kualitatif deskriptif. Metode pengumpulan data menggunakan wawancara, observasi dan dokumentasi. Analisis data menggunakan pengumpulan data, reduksi data, penyajian data dan penarikan kesimpulan. Tahap penelitian melalui tahap perencanaan dan pelaksanaan. Hasil penelitian menunjukkan bahwa: (1) mayoritas mahasiswa masih percaya bahwa Pancasila sebagai weltanschauung masih mampu menghadapi berbagai persoalan tentang merosotnya nilai-nilai kebangsaan. (2) diperlukan penanaman nilai-nilai pancasila melalui pendekatan multiapproach, multimedia, multidiscipline dan multistake holders dalam kehidupan sehari-hari. Kata Kunci: Pancasila, Philosopische Grondslag, Weltanschauung, Nilai-Nilai BangsaAbstract: The last few years of the existence of Pancasila in its function as the basic of the state (philophische grondslag) and the way of life (weltanschauung) were at stake. Terrorism, radicalism, drugs, corruption, loss of tolerance and the weakening of the sense of nationalism and patriotism have been proof of the decline of national values. Students as agents of change must be sensitive in seeing this situation and expected to have a solution in solving the problem of declining national values. This study aims to determine students' perceptions the function of Pancasila as a weltanschauung in an effort to deal with the decline of national values. The research location in the Universty of Mataram, Elementary School Teacher Education Study Program. The research approach uses descriptive qualitative. Methods of data collection using interviews, observation and documentation. Data analysis using data collection, data reduction, data presentation and conclusion. Research phase through the planning and implementation stages. The results of the study show that: (1) the majority of students still believe that the Pancasila as a weltanschauung is still able to face various problems regarding the decline of national values. (2) it is necessary to cultivate the values of the Pancasila through a multimedia, multidiscipline and multistakeholder approach in daily life.Keywords: Pancasila, Philosopische Grondslag, Weltanschauung, National Values