Галина Вікторівна Марчук, Vitalii Levkivskyi, Alex Kuzmenko, Дмитро Костянтинович Марчук · 5 authors
Blockchain technology and the cryptocurrency market are developing and spreading quite dynamically and thus attract a lot of attention.The technology innovation of blockchain is that information about transactions is no longer stored in a centralized database, but is transferred to the computers of all network participants, who store the data locally.Bitcoin was the first application based on blockchain technology.In recent years, it has been the basis for the creation of other blockchain applications, most of which are currently being developed in the financial sector.In fact, blockchain technology is a universal way of storing and processing information in almost any field of activity.The paper analyzes the Ethereum and Fantom platforms.It was determined that Ethereum demonstrates greater flexibility, scalability and speed, allowing the use of various electronic wallets.The platform introduced the concept of smart contracts.Programming languages for writing smart contracts were analyzed and Solidity language was selected for various use cases including decentralized finance, NFTs and wallets.In working with the blockchain, liquidity issues often appear, which have been solved and described.An analysis of methods and means of implementing blockchain technology to create a platform for processing credit and deposit operations is the result of our work.Blockchain technology opens up a huge range of possibilities, starting with money transfers and payments, ending with smart contracts and reconciliation of documents.It is worth noting that blockchain technology has a number of questions related to insufficient study, understanding of technical implementation, and flexibility.