Blockchain Papers

Alexandre Rigaud

No abstract is available for this record.

Milad Habibpour, Milad Habibpour

This paper proposes Platform-Enabled People Governance (PEPG), a conceptual model of public governance organized around public problems rather than around a single institution, bureaucracy, or digital platform. PEPG places a public problem at the center and connects citizens, experts, government institutions, implementers, funders, contractors, and oversight actors through distributed participation spaces. The model distinguishes open public participation in problem identification and solution development from controlled participation in implementation and formal oversight. PEPG is platform-agnostic. WhatsApp, Telegram, X, GitHub, dedicated government systems, or other digital environments may serve as participation spaces without becoming the governance model itself. The paper also discusses transparency, independent oversight, contracts, legislative inputs, tamper-evident records, blockchain as an optional integrity layer, institutional capacity, decision-making speed, prevention of concentration and capture, and safeguards against external influence. This publication represents an early conceptual formulation of PEPG and is intended to support further academic discussion, critique, experimentation, and development.

Karthikeyan. T

The convergence of neo-banking and the gig economy represents a significant shift in the future of work and finance, reshaping how individuals manage their financial lives in an increasingly digital and decentralized economy. This research article investigates the intersections between neo-banking, a digital-only banking model, and the gig economy, focusing on how neo-banks are addressing the unique financial challenges faced by gig workers. Unlike traditional employment, gig work often involves irregular income, lack of employer-provided benefits, and limited access to financial services. Neo-banks, with their technology-driven, customer-centric approach, are emerging as key players in providing tailored financial solutions such as flexible accounts, real-time payments, income-smoothing tools, and low-cost international transfers. These innovations are particularly relevant for gig workers, who require greater financial flexibility and accessibility. The research highlights the economic and social implications of neo-banking for the gig economy, including its role in promoting financial inclusion, reducing barriers to financial access, and empowering workers to better manage their finances. However, the study also identifies potential risks, such as over-reliance on digital platforms, cybersecurity vulnerabilities, and regulatory challenges that could hinder the sustainable growth of neo-banking in this context. Furthermore, the article explores the broader implications of this intersection for the future of work and finance. It argues that neo-banks are not only transforming how gig workers interact with financial systems but also influencing the broader financial ecosystem by driving innovation and competition. The findings suggest that while neo-banks are well-positioned to support the evolving needs of the gig economy, collaboration among regulators, traditional banks, and fintech companies is crucial to address systemic risks and ensure equitable access to financial services. This research contributes to the growing body of literature on digital finance and labor economics, offering actionable insights for policymakers, financial institutions, and gig workers. By examining the synergies and challenges at the intersection of neo-banking and the gig economy, the article provides a comprehensive understanding of how digital financial solutions can support the future of work in an increasingly fragmented and dynamic labor market.

lingyu li

Innovation is the ultimate force that drives the development of society. In this dissertation, I examine the economic and organizational outcomes of technological innovations. In my first paper, I study how Artificial intelligence (AI) technology innovation replaces the intermediary role of real estate agents by reducing information asymmetry through delegation mechanisms. I found that consumers are more likely to delegate to AI algorithms as an alternative information source over real estate agents and this effect leads to the reduction of real estate agents’ employment. In my second paper, I studied technology innovation-led remote workforce settings from a cybersecurity risk perspective. Remote workforces are becoming more common due to technological advancements such as blockchain, and cybersecurity risks are documented to be higher for such remote workforces due to reduced monitoring and interactions with peers. I built and tested a model to explain cybersecurity behaviors in remote settings and found that determinants such as social influence differ from determinants in in-office settings. Both studies have implications for helping us better embrace the benefits of technology while controlling its negative effects.

Ellen Nathues, David Hollis, François Cooren

How do multiple possible action trajectories progressively narrow into one failing line of activity? While escalation of commitment scholars have long puzzled over this question, their tendency to conflate escalation with persistence and treat commitment as primarily cognitive compromises the concept’s theoretical precision and practical relevance. Adopting a communicative-relational ontology, we reconceptualize escalation as a process of communicatively constituted, ventriloquial attachment. We draw on an in-depth study of an interorganizational team to trace how such an attachment to the idea of working with blockchain technology emerged and progressively intensified in members’ interaction, pulling the team toward a single line of activity while alternatives were increasingly sidelined to a point where detaching became seemingly impossible. Our findings introduce the concept of escalating attachment , emphasizing how escalating processes are dynamic, relational accomplishments that both pull action forward along select lines of activity and hold it in place. This, we claim, resonates with practitioners’ lived experiences of how they not only hold onto an idea but also become progressively held by that very same idea. Further, our insights contribute to the communication as constitutive of organization (CCO) literature by lifting scholars’ focus away from situated (inter)action and toward how (inter)actions connect.