In the situation of the Covid-19 plague, many organizations are raising funds to help local governments to obtain additional sources of funds that will be distributed to those in need. Trust is an important factor for the parties involved in raising these funds, both in terms of the funder, the service provider of fundraising platform and even the fundraiser. On this occasion, the author tries to analyze how to implement blockchain technology and smart contracts in the dominant schemes of crowdfunding process. the results of this study indicate that blockchain-based smart contracts can be applied to the dominant schemes of crowdfunding process.
Edukasi merupakan proses bisnis yang selama berabad telah menjadi pilar pemerintahan dalam membangun bangsa. Proses pelaksanaan edukasi secara global masih belum ada perubahan yang mengikuti perkembangan zaman. Berbagai problem yang dihadapi saat ini oleh pelaksana penyedia jasa edukasi, dalam hal ini sebut saja permasalahan autentikasi dan verifikasi sertifikat yang merupakan luaran mikro maupun makro dari sebuah proses pembelajaran. Adanya mercusuar tentang Blockchain, disebut orang orang sebagai solusi dari masalah polemik pendidikan selama ini. Perpaduan ilmu antara bidang edukasi dan teknologi blockchain akan menciptakan revolusi baru dari industri pendidikan yang dirasa mandek dan tidak sesuai dengan perkembangan zaman saat ini. Terdapat berbagai pencerahan dari solusi ini, namun dirasa belum cukup untuk secara detail menjelaskan ontologi dari edukasi menggunakan blockchain, yang secara keseluruhan membahas tentang keberadaan blockchain for education berdasarkan kajian ilmu. Ontologi for education ini akan berguna sebagai platform literatur bagi peneliti yang akan memulai penelitian dasar dan terapan yang menjurus ke arah blockchain for education. Disamping itu, adanya kelemahan dan inefisiensi dari blockchain yaitu dari segi biaya, ruang penyimpanan, dan kecepatan akan diusulkan solusinya melalui in-chain dan off-chain protocol dalam bentuk framework. Alhasil, penelitian ini juga bisa menjadi landasan platform baru sebagai solusi bagi pemerintah dalam meluncurkan edukasi berbasis blockchain, yang menjadi cikal bakal untuk menciptakan pemerintahan berbasis blockchain.
Endang Indartuti, V. Rudy Handoko, Handoko Wirawan, Uthe Ch
At the beginning of the reform era in Indonesia brings changes to the structure of the Government System in the regions, especially villages. This condition is marked by the transition from a change of the new order era with a centralized regime towards a reform era, a new and more open regime with decentralization. The wind of reform is carried over to the latest regulation (Law No.6 of 2014). This law seeks to restore village autonomy based on its origins and customs as a process of restoring state confidence in the village. On the other hand, to fulfill its political promise, the provision of village funds as a source of village income that aims to make the village independent shows that this law is still the same with the previous one, that in the village there is still supra village power. Village funds make all forms of implementation and management of village finances must be used in accordance with the village financial system. The existence of this system makes the village authority no longer in accordance with the principles of village autonomy, that village autonomy is in accordance with its origins and customs. Giving village autonomy with financial management through the Village Financial System (SISKEU) is felt that the portion of creativity and space for the village is limited. This triggers a lack of courage of the village officials to take the initiatives in making policies for a better village development. This situation is experienced by all villages in Indonesia, such as Pekarungan Village. This study uses a qualitative research method. The key informant is a Former Head of Pekarungan Village for 2 consecutive periods (1991-2006). He understands very well the changes in the laws governing the village. The result of the research shows that based on the principles of Kartohadikusumo's autonomy, autonomy can be implemented if there are inherent rights in the village, namely: "(1) the right to own territory with legal boundaries; (2) the right to elect and appoint the head or assembly of the village administration; (3) the right to administer and govern the village households; (4) the right to own and manage village assets and finance; (5) the rights to own village land; (6) the right to collect local taxes. Without the inherent rights mentioned above, autonomy is difficult to be implemented ".Based on the effectiveness of success in achieving the goals set and the relationship between the expected results and the results achieved, there are some rights that are not exercised as they should. In connection with village rights in Law No. 6 of 2014 concerning Villages, (1) the village regulates and manages community interests based on the origin, customs, social, and cultural values of the village community; (2) the village determines and manages its institution; and (3) the village receives sources of income, including village funds. All sources of village income, such as the Village Cash and village financial management, must be based on the village SISKEU as determined by the government bureaucracy. Keywords: Evaluation, Village Autonomy DOI: 10.7176/PPAR/10-6-08 Publication date: June 30th 2020
Bitcoin is a cryptographic-based digital commodity, also known as virtual currency or digital currency, which is used as a means of transactions and investments. In Indonesia the use of bitcoin is not merely a matter of technology, but has entered the realm of fiqh. An interesting phenomenon related to this is the response of several Islamic organizations and also study forums at Islamic boarding schools in Indonesia in addressing the bitcoin issue. Among them is Bahtsul Masail, the Nahdlatul Ulama Regional Manager (PWNU) in East Java in 2018. According to Bahtsul Masail's decision on the fiqh view of the use of bitcoin as a transaction and investment tool, it is legal, and may be used for muamalah. This is different from the results of the bahtsul masail in Ma'had Aly Hasyim Asy'ari Tebuireng Jombang, that bitcoin is classified as a virtual asset like dain (accounts receivable). And can be used as a legal transaction tool. But if bitcoin is used as an investment tool then the law is haram because the bitcoin exchange rate is very volatile. Based on this background, a problem arises, namely how to analyze the decision of Bahtsul Masail Ma'had Aly Hasyim Asy'ari about bitcoin and use what method to view bitcoin. The type of research used is library research. Using a normative legal approach (doctrinal), then the research is presented using descriptive techniques. In bahtsul masail using the ijtihad jama'i and ijtihad tatbiqi methods, in bahtsul masail using the term ilhaq, based on evidence, that bitcoin is equated with speculation (gambling), it is illegal.
Local fiscal autonomy of Bogor Regency is still low, due to the low contribution of local own revenue to total local revenues. This fact has implications for the high local financial dependence on fiscal transfer from the central government, so that the Bogor Regency government is not yet autonomous in financing local development programs. This research aims to obtain rational knowledge about the effects of fiscal decentralization implementation and indirect local tax management on local fiscal autonomy. The research used a descriptive method with a qualitative approach, so that it can explain data and information obtained from observation, interview, and focus group discussion. The research concludes that the prospect of raising local fiscal autonomy is determined by the accuracy of fiscal decentralization implementation and the effectiveness of indirect local tax management. The accuracy of fiscal decentralization implementation requires the central government policy in the assignment of taxes and revenue sources to local government must be commensurate with the assignment of expenditure responsibilities to local government. The effectiveness of indirect local tax management requires that local government efforts to increase indirect local tax revenues must precisely determine the increase of revenue targets according to the results of econometric analysis of Gross Domestic Regional Product (GDRP) on certain sectors, improving the ability of local tax apparatus, and improving the obedience of indirect local taxpayer.
ABSTRAKEra desentralisasi dengan dikeluarkannya UU No. 23 Tahun 2014, masih memiliki permasalahan mendasar jika dilihat pada aspek hubungan antar pemerintah (intergovernmental relationship). Salah satu masalah yang mengemuka dari adanya sebab tersebut ialah terkait alih fungsi kewenangan bidang pendidikan. Dengan adanya UU No 23 Tahun 2014, pengelolaan pendidikan tingkat SMA, SMK, MA dan SLB dialihkan kepada Pemerintah Provinsi Jawa Barat, hal ini melahirkan berbagai masalah seperti kebijakan sekolah gratis yang sudah berjalan di tingkat Kabupaten/Kota berbenturan dengan kebijakan pusat, permasalahan dalam pelaksanaan manajemen pendidikan, sulitnya pengendalian dikarenakan jarak yang jauh antara sekolah dengan pusat Pemerintah Provinsi. Tujuan penelitian adalah untuk menganalisis dan mendeskripsikan pelaksanaan desentralisasi pengelolaan pendidikan Sekolah Menengah Umum oleh Pemerintah Provinsi Jawa Barat. Jenis penelitian ini ialah deskriptif dengan pendekatan kualitatif. Hasil dari penelitian ini memperlihatkan bahwa dalam aspek pembiayaan masih ditemui adanya ketimpangan pendistribusian dana bantuan, pada aspek efektifitas dan efisiensi manajemen pendidikan yang kurang, pada aspek retribusi kekuasaan terkait alih kelola kewenangan berjalan dengan baik serta didukung oleh kekuatan politik yang ada, adanya peningkatan aspek kualitas pendidikan di lingkungan Sekolah Menengah Umum, pada aspek inovasi pelaksanaan pendidikan, telah melahirkan beberapa produk inovasi pendidikan di tingkat SMU di Jawa Barat. ABSTRACT The era of decentralization with the issuance of Law No. 23 of 2014, still has fundamental problems when viewed in aspects of intergovernmental relationships. One of the problems that arose from the existence of these causes was related to the transfer of authority in the field of education. With the Act No. 23 of 2014, management of education at the high school, vocational, MA and SLB levels was transferred to the West Java Provincial Government, this gave birth to various problems such as free school policies that had been running at the district / city level in conflict with the central policy, problems in implementation education management, the difficulty of controlling due to the great distance between the school and the center of the Provincial Government. The purpose of the study was to analyze and describe the implementation of decentralized management of secondary school education by the Government of West Java Province. This type of research is descriptive with a qualitative approach. The results of this study indicate that in the aspect of financing there is still an imbalance in the distribution of aid funds, in the aspect of effectiveness and efficiency of education management that is lacking, in the aspect of power levies related to the transfer of authority management runs well and is supported by existing political forces, an increase in the quality aspects education in the High School environment, in the aspect of innovation in the implementation of education, has given birth to several educational innovation products at the high school level in West Java.
Cryptocurrency is virtual money that does not have a physical form or concrete form in cyberspace. One of the few types of crypto money is bitcoin. The use of bitcoin as a means of payment in e-commerce lately has become increasingly widespread and unstoppable, even though the government has banned the practice. In early 2019, the government of Indonesia issued regulations regarding the legalization of bitcoin (crypto assets) in Commodity Futures Trading. The dual function of bitcoin as a commodity and exchange tool raises the pros and cons of scholars and economists. This study aims to obtain answers about bitcoin and cryptocurrencies, its usage in commodity futures trading according to the perspective of Islamic law and bitcoin’s chance as sharia commodity in Indonesia. The theory applied is a theory of legitimate and vanity business transactions in Islam. This research is a literature study and is qualitative. The data analysis technique used is descriptive-analytical with normative juridical Islamic law approach. This research found that cryptocurrency can be traded in Islamic commodity exchanges, provided that the State issues or create their cryptocurrencies whose price depends on gold or the country's currency. Bitcoin cannot be used as a commodity in Sharia Derivative Contracts in Indonesia, because it contains a lot of speculation, may and is vulnerable to use for illegal activities. Bitcoin is ḥ ar â m lighairihi or haram because of external factors, so it should be avoided. Keywords : Cryptocurrency, Bitcoin, Commodity Futures Trading, Sharia Derivative Contracts. Abstrak Cryptocurrency adalah mata uang virtual yang tidak memiliki bentuk fisik atau wujud konkrit dan terdapat di dunia maya. Salah satu dari beberapa macam uang kripto yaitu bitcoin . Penggunaan bitcoin sebagai alat pembayaran dalam transaksi jual beli online belakangan ini semakin marak, meski pemerintah telah melarang praktek tersebut. Pada awal tahun 2019, pemerintah Indonesia telah menerbitkan peraturan tentang dilegalkannya bitcoin (kripto aset) dalam Perdagangan Berjangka Komoditi. Dwifungsi bitcoin sebagai komoditas dan alat tukar transaksi online memunculkan pro dan kontra di kalangan ulama dan pakar ekonomi. Penelitian ini bertujuan memperoleh jawaban seputar mata uang kripto sebagai komoditas di Indonesia dan bagaimana peluang bitcoin sebagai subjek dalam komoditi syariah di Bursa Komoditi. Teori yang diterapkan adalah teori transaksi bisnis yang sah dan batil dalam Islam. Penelitian ini merupakan studi pustaka dan bersifat kualitatif. Teknik analisis data yang digunakan adalah deskriptif analitis dengan pendekatan hukum Islam yuridis normatif. Dari penelitian ini didapatkan hasil bahwa cryptocurrency dapat diperdagangkan dalam bursa komoditi syariah dengan syarat, negara melindungi perdagangan tersebut dengan payung hukum serta menerbitkan mata uang kripto dimana penetapan harganya bersandar pada emas atau mata uang negara tersebut. Bitcoin tidak bisa dijadikan komoditas dalam Kontrak Derivatif Syariah di Indonesia, karena bitcoin masih mengandung spekulasi, maysîr dan rentan digunakan untuk kegiatan ilegal. Bitcoin hukumnya ḥarâm lighairihi atau haram karena faktor luar, maka sebaiknya dihindari. Kata Kunci : Cryptocurrency, Bitcoin, Perdagangan Berjangka Komoditi, Kontrak Derivatif Syariah.
In view of Islamic law Ethereum as a digital asset that is traded in cyberspace.The value of cryptocurrency surges and fluctuates, it is influenced by buying and selling demand. Indodax exchange is an official digital asset site in Indonesia that trades more than 40 digital currencies.The purpose of this study is to analyze whether cryptocurrency is worthy of value as money having a certain value, and also seen from the Indonesian government through Bank Indonesia has issued regulation No. 16/8/PBI/2014, which explicitly prohibits the use of bitcoin, Ethereum and altcoin for use in financial transactions in cash. So that raises research questions how the cryptocurrency law in the form of coin ethereum in Islamic law. The results of this study explain ethereum has advantages and disadvantages. Among its advantages is that users can use exchanges or transactions without a third service (bank), and can be traded at merchandise stores.However, ethereum losses are more frequent, such as fluctuating values each time, not listed as commodities, not watched by the Financial Services Authority (OJK), they present elements of gharar (uncertainty) and maysir (gambling) or (betting), which are used for money laundering and purchase of illegal drugs.Keywords: Cryptocurrency, Ethereum, Digital asset
This study aims to determine the financial performance of the South Solok district government from 2014 to 2018 using data that has been audited by the Indonesian Supreme Audit Board. The data analysis technique is done by using quantitative descriptive method by performing calculations on financial statement data using 10 indicators. The results showed that the ratio of regional financial independence was 8.04% with the category of independence very less, the ratio of regional financial dependency was 91.18% in the very high dependency category, the degree of decentralization of regional finance was 7.32% with the category of the degree of decentralization very less, variance total revenue of Rp -11,434,995,893 in the unprofitable category, growth of total revenue realization of 5.45% in the good category, the effectiveness ratio of total income of 98.57% is in the effective category, the effectiveness ratio of PAD is 102.13% is in the category very effective, the ratio of realization of operating expenditure to realization of total expenditure was 69.04%, the ratio of realization of capital expenditure to realization of total expenditure was 30.77%, and the ratio of efficiency of total expenditure in 2014 to 2018 was 92.75% in the less category efficient.
Cryptocurrency telah menjadi fenomena global saat ini. Berdasarkan hasil Survei GlobalWebIndex menyebutkan bahwa ada sekitar 10% pengguna internet di Indonesia telah memiliki mata uang digital. Persentase tersebut menjadikan Indonesia peringkat 5 pengguna cryptocurrency terbanyak di dunia. Tujuan penelitian ini adalah untuk melihat risiko dan tingkat keuntungan investasi cryptocurrency. Metodologi yang digunakan dalam artikel ini adalah metode kualitatif deskriptif dengan pendekatan normatif. Data yang digunakan penulis adalah data sekunder yang bersifat publik seperti abstrak, hasil publikasi ilmiah, buku, media dan jejaring sosial yang membahas tentang cryptocurrency. Hasil dari pembahasan artikel ini dapat menunjukkan bahwa jenis investasi cryptocurrency memiliki return / tingkat keuntungan yang signifikan, karena cryptocurrency sudah masuk kedalam bursa efek, kebijakan teknologi, memiliki jumlah pasokan yang terbatas, anti-inflasi, keamanannya dilindungi oleh kriptografi dan biaya transaksinya lebih rendah . Namun demikian, investasi cryptocurrency juga memiliki risiko yang cukup tinggi. Risiko dan return dari suatu investasi memiliki hubungan yang linier. Berdasarkan hasil dari pembahasan dapat disangkal juga bahwa investasi pada cryptocurrency memiliki risiko yang cukup tinggi, karena memiliki volatilitas yang ekstrem, perubahan nilai cryptocurrency hanya merupakan bubble / antusiasme yang sewaktu-waktu, minimnya regulasi, masih menyisakan isu-isu legalitas, menjadi incaran kejahatan siber dan memiliki ketergantungan tehadap teknologi. Kata Kunci : Risiko, Tingkat Keuntungan, Investasi, Cryptocurrency
Edi Pranyoto, Susanti Susanti, Septiyani Septiyani
The objective of this research was to determine the effect of the herding behavior and the experienced regret on the investment decision. The type of this research was quantitative research. The data collecting technique used in this research was distributing questionnaires. The sampling technique used in this research was the snowball sampling technique. The number of samples used in this research was 100 investor of bitcoin. The data analyzing technique used in this research was the multiple linear regression analysis. The result of this research showed that the herding behavior had no significant effects on the investment decision; moreover, the experienced regret had a positive and significant effect on the investment decision. It meant that the investors rationally received and analyzed information well in bitcoin because they were not affected by the other investors and did not follow the market situation. In addition, the experienced level of investor regret was considered higher on the condition that the investment decision was also higher because they had enough experience in making the investment decision. Keywords — Herding Behavior, Experienced Regret, Investment Decision, Bitcoin
Keren Kezia Rejoice Adlin Mamangkey, Hendrik Manossoh, Heince R. N. Wokas
This study aims to determine how the development of regional financial capability in the North Sulawesi provincial government from its level of independence, level of dependency, decentralization ratio, and financial growth. The main characteristic of the region's ability to organize its government is the ability in its finances to finance the administration of the regional government. This type of research is qualitative research. Descriptive method is an analytical method used in this thesis research, that is every data - data obtained, analyzed based on theories relevant to the problem to be discussed to obtain the results of the analysis which is then concluded and provides advice. The results of descriptive analysis of the North Cellebes Province LRA APBD data show that from 2014 to 2018, the Regional Original Revenue development is still lacking, has not experienced a significant increase because Transfer Funds still dominate the Regional Revenue of North Cellebes Province. The conclusion is that there has been an improvement even though it is lacking, but based on the calculation of the financial ratios the Financial Ability is still in the near-able valuation.
Journal of Anthropology and Archaeology is a peer-reviewed international journal, which publishes original papers promoting theoretical, methodological and empirical developments in the discipline of socio-cultural anthropology.
Fakultas Matematika dan Ilmu Pengetahuan Alam, Universitas Negeri Yogyakarta Indonesia, Ezra Putranda Setiawan
Cryptocurrency or virtual currency is a kind of investment that is common since 2010. Nowadays, there are more than 2.000 cryptocurrencies around the world. Research about cryptocurrency in Indonesia still focused on the legal or religious status of its investment. This descriptive-quantitative research aim is to describe the return and the risk of cryptocurrency investment. Therefore, we use the descriptive analysis and the GARCH (1,1) model to the return data of 15 cryptocurrencies with the largest market value. Most of these cryptocurrencies can yield a higher return when compared with the return of the foreign exchange and stock market return. Despite this benefit, they exhibit higher risks and volatility clustering or heteroscedasticity. Further research should be done to reveal more properties of their return and performance in portfolio
Act No Year 2014 on Village Government contains regulations concerning village decentralization to carry out villages development in accordance with their respective potential. Based on these regulations, each village has a big role in achieving village development goals. Therefore the establishment of BUM Desa is the right way to build a tradition of democracy in the village to achieve a higher economic degree of rural communities in achieving prosperity for the village community. The main idea in this thesis is how the public sector, especially the BUM Desa of the Tirta Mandiri, Ponggok Village, run its institutions more competitively, effectively and efficiently through the ten principles of Reinventing Government. This thesis uses an exploratory qualitative approach. Provided by several informants, including the Finance Chief, Secretary and Person in charge of BUM Tirta Mandiri Village and the Ponggok Village Community. Data collection techniques conducted by the researcher are interviews, observation and literature review. Data analysis method used is a descriptive method. The collected data is then analyzed using the interactive analysis method of Miles and Huberman which consists of four stages. Based on the results of this thesis, it was found that the 10 principles initiated by Osborne and Gaebler underlie the success in the management of BUM Desa Tirta Mandiri in Ponggok Village, Klaten, Central Java
The development of information technology requires humans in modern times to adjust. Various modern payment instruments have been designed so that they can be used as a means to facilitate transactions. In addition to e-money, in recent years a virtual currency has emerged, known as cryptocurrency. In this paper, researchers formulated the problem form, including: comparison of Japanese and Singapore cyrptocurrency laws, payment systems in Indonesia at this time and then compared the prospects for the development of cryptocurrency whether it can be implemented in Indonesia in facing the globalization of the world. This research was conducted using a normative research method which was then compared to written regulations, theories, journals obtained from library materials. The current legal conflict faced by the State is that virtual currencies are not allowed to transact in Indonesia by the government. So this research was conducted with the aim of analyzing comparative law studies related to the prospects for the development of cryptocurrency in Indonesia, as well as examining whether cryptocurrency arrangements could be made in Indonesia.
This study examines the influence of monetary variables and cryptocurrency price. The paper applied Vector Autoregression (VAR) to analyze multivariate time series data. The data used in this study is time series data from January 2014 to December 2017. The findings indicate that there is no significant influence between inflation and the cryptocurrency prices in the first period. However, the results in the second period,decomposition variant had a significant relationship and experienced a fairly rapid increase of 1.59 per centand continued to increase until the tenth period. The interest rate variable on the price of cryptocurrency has the result of the Variant Decomposition in the first period does not have a significant relationship, while in the second period experienced a significant incline from 6.12 per centand continued to rise until the tenth period. Keywords: Cryptocurrency, bitcoin prices, inflation, money supply JEL Classification: E43; E44, E51
Muhammad Amir Husairi Che Rani, Ahmad Dahlan Salleh
Bitcoin is the most popular virtual currency and ranked higher than other cryptocurrencies.Emerging as a decentralized currency in the focus of transforming the worldwide monetary system, bitcoin is confronted with legitimacy constrain, lack of regulation and becomes the ideal means of payment for illegal activities.Generally, this article will focus on discussions on the mechanism of bitcoin operations as well as the relevance of bitcoin in functioning as a medium of exchange, unit of value and store of value based on Shariah perspective.In addition, this article also lists some fatwas and views of Islamic scholars related to the status of bitcoin according to Shariah as well as analyzes the uncertainty and usury elements to determine the status of bitcoin as means of payment in sales contract according to Shariah perspective.The outcome of this discussion explains the arguments, reasons and the ruling of bitcoin usage as means of payment according to Shariah.
Teknologi Blockchain atau yang dikenal sebagai distributed ledger merupakan sistem pencatatan yang tersebar luas di jaringan. Blockchain menjadi salah satu teknologi yang memiliki sistem keamanan yang sulit diretas karena setiap jaringan memiliki enkripsi yang berlapis. Selain faktor keamanan, teknologi Blockchain juga memberikan manfaat lain seperti membuat proses transasksi menjadi lebih efisien dengan cara menghapus peran penghubung (middleman). Selain itu, Blockhain juga mampu diimplementasikan di berbagai industri, termasuk Usaha Mikro, Kecil dan Menengah (UMKM). Eksistensi UMKM di Indonesia sangat penting guna membantu penyerapan tenaga kerja, sarana distribusi perekonomian bagi masyarakat dan membantu penerimaan devisa negara. Mengingat pentingnya peran UMKM bagi Indonesia, maka Edukasi Blockchain bagi pelaku UMKM perlu dilakukan sehingga keberlangsungan dan perkembangan bisnis UMKM di Indonesia dapat terus ditingkatkan.Kata kunci : Blockchain, UMKM
Audi Ramadhan, Chandra Indira Septiarani, Faisal Dias, Deden Yoga Pratama
Aplikasi trading cryptocurrency merupakan sebuah aplikasi yang relatif baru yang ditandai dengan munculnya banyak cryptocurrency seperti Bitcoin, Ethereum dan lain sebagainya. Oleh sebab itu, analisis penerimaan teknologi pada aplikasi tersebut sangat penting untuk dikaji lebih dalam. Penelitian ini bertujuan untuk menganalisis dan mengukur penerimaan aplikasi trading cryptocurrency yaitu Indodax Trading Platform dengan menggunakan Technology Acceptance Model (TAM) yang diintegrasikan dengan faktor resiko dan kepercayaan. Penelitian ini merupakan penelitian kuantitatif asosiatif dengan menggunakan kuesioner untuk mendapatkan data primer. Sampel yang digunakan pada penelitian ini sebesar 134 dengan menggunakan teknil analisis Semi Equation Model – Partial Least Square (SEM-PLS). Hasil dari penelitian ini yaitu adanya pengaruh dari perceived usefulness dan trust terhadap penggunaan aplikasi trading cryptocurrency. Sedangkan resiko dan perceived ease of use tidak berpengaruh terhadap penggunaan aplikasi trading cryptocurrency.
Abstract The purpose of this study to identify of trading cryptocurrency on Marketplace with the intention that users can understand the trading marketplace easily and quickly based on the stages of trading that are recommended in the system in this study. The method that used in this research was a descriptive method to find out a complete description of the variables with related situations. The result of this research is to find out about the implementation of trading on the marketplace, profits, risks, security and using features in the marketplace. This research will discuss how to trade cryptocurrency on the x marketplace, profit, risk, security and use the tools in the marketplace. The conclusion in this study is the existence of a system that has such completeness Interface, website simplicity, security features, clear office and team, regulation of legal entities, responsive customer service, speed of deposit or withdrawal of a Marketplace affects Trader to trade in the marketplace.
Eka Purnama Harahap, Qurotul Aini, Reza Khaerul Anam
Crowdfunding sebagai program sosial di era teknologi ini merupakan terobosan baru untuk penggalangan dana kepada orang-orang yang membutuhkan atau untuk permodalan suatu project tertentu dengan cepat melalui media internet. Penelitian ini bertujuan untuk mengetahui manfaat dari kemajuan teknologi blockchain dengan konsep smart contract sebagai media transaksi dalam platform crowdfunding, serta bagaimana teknologi ini dapat menyelesaikan masalah kepercayaan masyarakat karena platform ini melibatkan transaksi menggunakan uang. Dengan diterapkannya teknologi blockchain pada platform crowdfunding diharapkan dapat memastikan keamanan data serta transparansi dalam setiap transaksinya, sehingga tidak ada pemalsuan suatu project untuk mendapatkan keuntungan pribadi.
Rantai pasok finansial (Supply Chain Finance/SCF) merupakan topik baru dalam penelitian manajemen rantai pasok (Supply Chain Management). SCF bertujuan melakukan diversifikasi sumber pendanaan dari perusahaan dengan modal terbatas dan meningkatkan efisiensi keuangan seluruh jaringan rantai pasok perusahaan. SCF telah menjadi sumber pendanaan jangka pendek bagi ribuan usaha mikro, kecil dan menengah (UMKM). Penelitian tentang SCF yang ada sekarang ini masih menggunakan framework keuangan konvensional dan belum ada penelitian SCF yang menggunakan framework keuangan Islam. Penelitian ini bertujuan untuk mengembangkan framework dan system SCF berdasarkan prinsip- prinsip syariah Islam berupa platform crowdfunding syariah dengan menggunakan teknologi blockchain dan smart contract . Rancangan system yang dihasilkan pada penelitian ini menggunakan smart contract yang dijalankan menggunakan protocol Ethereum untuk mencegah adanya penipuan/penggelapan dan meningkatkan system keamanan dari platform yang dirancang, sesuai dengan karaktrist i k blockchain yang sangat sulit di - hack.
The need for beef supply chain traceability system is vital due to increase in counterfeiting and use of excessive preservatives and hazardous chemicals. To overcome these problems, it is needed a system which provides the option for the consumer to verify the origin of all input materials for food product based on one step forward and one step backward in supply chain mechanism. Blockchain technology is used as the solution to this problem. This paper aims to identify the requirement and designing the traceability system that could capture all relevant data. The design of beef supply chain traceability system will be described as a business process flow with BPMN (Business Process Model and Notation), in which BPMN will be described the stakeholders involved with the task and needs of the designed system. Based on requirement analysis, this system composed of 4 stakeholders, namely the farmer, feedlot, industry, and retailer. The result showed that the blockchain can create a transparent and efficient supply chain through sharing data between the stakeholders.