Fintech for the Planet

Abstract

This chapter explores how youth-led Fintech is reshaping pathways to planetary sustainability by combining digital innovation with regenerative economic principles. It examines the theoretical foundations linking Fintech, environmental goals, and youth agency, highlighting how mobile banking, blockchain-based transparency, and AI-driven analytics mobilise green finance and expand inclusion. Drawing on global case studies across Africa, Asia, Europe, and the Americas, the chapter demonstrates how young innovators use digital tools to advance clean energy access, carbon accountability, ethical consumption, and circular-economy financing. It also discusses challenges including digital divides, regulatory gaps, greenwashing, and data risks and offers policy directions to strengthen youth-inclusive, accountable, and scalable sustainable Fintech ecosystems.