A Study on SMIE Credit Evaluation Model Based on Blockchain Technology

Abstract

As an important part of the national economy, (Small and Medium Industrial Enterprise)SMIE are an important factor that promotes China’s economic growth, but financing is still a difficult problem that restricts their development. Dependent on its intelligent protocols, distributed features and consensus mechanism, blockchain has broad prospects in the field of enterprise credit reporting, but the previous credit evaluation system had problems such as forgery of corporate credit records and imperfect evaluation indicators. This paper studied the SMIE credit evaluation model and analyzed the evaluation indicators, and based on blockchain technology, it realized data sharing and eliminated the impact of false data on the model. Finally, it proposed the construction of an SMIE credit evaluation model with complete evaluation indicators so as to improve related research on credit evaluation system.