Transaksi Bitcoin Dalam Perekonomian: Implikasi Hukum Dan Segregasi Sosial

Abstract

Bitcoin transactions is gaining strength in the global economic landscape, including in Indonesia, as a consequence of the development of financial technology and the decentralization of the digital economy. Positive facts indicate that Bitcoin offers an alternative investment and transaction instrument with characteristics of transparency, speed, and minimal cross-border costs. However, negative facts that cannot be ignored are Bitcoin's value volatility , the potential for money laundering, and weak legal protection for users. In a social context, Bitcoin creates segregation between digitally savvy groups who benefit from it and conventional groups who are increasingly marginalized due to limited access and digital literacy . This study uses a normative-juridical method with a legislative and conceptual approach to analyze the legal implications of Bitcoin use in the Indonesian economy. The research gap lies in the lack of normative studies linking crypto asset regulation to the social impact of class segregation in the digital society. To date, regulations have emphasized legality and transaction oversight without considering the dimension of social justice. The research questions are formulated as follows: first, what are the legal implications of Bitcoin transactions in the Indonesian economic system? Second, how is social segregation formed through the practice of Bitcoin use in society? The novelty of this research is its interdisciplinary analysis linking the legal regulation of digital businesses with the social realities created by Bitcoin adoption . Preliminary results indicate that although Bitcoin is recognized as a legitimate crypto asset for trading, its lack of legal tender status creates legal dualism and reinforces socio-economic gaps in society.