A politica habitacional no Brasil pós Plano Real (1995-2002)

Abstract

The aim of this work is to evaluate the results of the housing policy that was introduced as from the mid-1990s, during the government of President Fernando Henrique Cardoso.The main directives of this policy were the decentralization of actions, the flexibilization of service relating to demand, the formation of partnerships with civilian society, the creation of new sources of financing and the integration of the housing policy with urban policy.As from 1995 laws were changed and programs and sources of financing were created that were a response to the paralysis in which the Brazilian housing sector had found itself since the disbanding of the National Housing Bank (BNH), in 1986.However, old problems persisted: for example, the setting up of funds for financing housing units for low income classes was never put into practice.The use of non-onerous resources was minimal and as a consequence, the distribution of the constructions, both in terms of where and which income band, did not meet the real needs, a fact that has been clearly pointed out in studies on the Brazilian housing déficit.