INTELLECTUAL PROPERTY AS COLLATERAL AND A TOOL FOR RAISING FINANCING

Abstract

The article examines the use of intellectual property as collateral and as a tool for attracting financing. It considers the legal and economic aspects of using intellectual property rights to secure loans and investments, as well as the associated investment risks. Russian and international experiences are analyzed. Special attention is given to the challenges of valuing intangible assets, high transaction complexity, and the prospects of digitalizing rights management using distributed ledgers. The article presents conclusions on the significance of intellectual property as a financial resource for innovative businesses and the development of high-tech industries.