Next Generation Financial Concepts and Strategies

Abstract

This chapter explores emerging technologies driving the next generation of financial management. It examines the core mechanics and financial applications of blockchain and distributed ledgers , including smart contracts and tokenized assets . The chapter discusses the impact of FinTechs and Open Banking on financial ecosystems and explores the transformations brought by Artificial Intelligence , specifically in Prognostics and Health Management (PHM) and governance . It concludes with the strategic implications of quantum computing and the principles of modern cybersecurity , such as Zero Trust Architecture .