The Digital Currency Challenge: Shaping Online Payment Systems through US Financial Regulations

Authors:P. Carl Mullan *

Abstract

Introduction 1. What Is Digital Currency? 2. Who Uses Digital Currency? 3. Digital Gold Currency 4. E-gold 5. Digital Currency Growth 6. Regulatory History 7. Follow the Money 8. Money Service Business 9. Prepaid Access 10. WebMoney Transfer 11. Loom 12. Bitcoin Decentralized Virtual Currency 13. Early Bitcoin 14. Bitcoin Mining 15. Bitcoin Differences 16. Benefits and Advantages 17. Disadvantages and Barriers 18. FIN-2013-G001 19. Global Bitcoin 20. Bitcoin Challenges 21. Bitcoin Merchant Services 22. Bitcoin Opportunity 23. The Future

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