Exploring Cryptocurrency Acceptance Patterns: An In-depth Review of Influencing Factors from Adoption to Adaption for Human Resource Management

Abstract

Cryptocurrencies are rapidly emerging as a novel virtual financial system with significant implications across various industries. This study systematically reviews the factors influencing cryptocurrency adoption, identifying key motivators and barriers that affect individuals’ decisions to embrace this technology. Our findings reveal that while there is increasing interest in cryptocurrencies, substantial gaps remain in understanding the underlying motivations for adoption and the disparities in acceptance across different regions. We categorize these gaps and propose future research directions aimed at bridging them. Ultimately, this review contributes to a deeper understanding of cryptocurrency adoption dynamics and highlights the need for more comprehensive studies in this evolving field.