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July 1, 2026· Open MIND
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Credentials and Triangulated Trust Signals on a Single Accountable Identifier: A Hash-Anchored Distributed-Ledger Framework for Portable Identity across Jurisdictions

Authors:Walter Kurz *

Abstract

Digital identity remains structurally rigid when it is bound to provider accounts, mutable handles, single social contexts, and local wallet schemes. This paper defines an accountable hash-anchor tier above wallets and credential schemes. Building on a companion model of legal identity assurance, the tier binds an inert root anchor to an event-backed Entity Actor Identity (EAID) assurance state, supports unlinkable profile anchors for distinct contexts, and lets relying parties evaluate gate-specific assurance-at-time over disclosed independent confirmation-event clusters. The formal model states the identifier and capability separation invariant, defines root and profile anchors, models disclosure and lawful resolution as constraints, and gives a two-layer erasure construction for retained commitments and off-chain personal linkage. It also models trust as a reliance event in which pseudonymous interaction becomes rational when a presentation satisfies the requested gate and recourse can reach the legally relevant imputation point. The result is a scheme-agnostic aggregation layer that complements national wallets, supports natural, juridical, and machine actor constellations, and states conditions under which pseudonymity, lawful access, data erasure, and retention can be jointly satisfied.

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