Analisis Rendahnya Pengumpulan Zakat Di Indonesia Dan Alternatif Solusinya

Abstract

Zakat is not only one of the pillars of Islam, but also one of the pillars of Islamic economic and finance, as part of Islamic social economic and finance, which significantly contributes to poverty alleviation, holistic financial incclusion and integrated commercial and social economic and finance towards equtable distribution of income and wealth. Zakat in indonesia has a great potentials up to 3.4% of GDP, or Rp4620 trillion in 2017. However, the real zakat collection recorded in 2017 has only reached Rp6.2 trillion. This study aims to investigate the root causes of this low zakat collection in Indonsia and propose alternative solutions using Delphi-ANP methods. The results show that The main ‘System’ problems are: 1) Regulation; 2) Strategic-S; 3) Dualism; and 4) Traditional Amil, while its main solutions are: 1) Strategic-S; 2) Regulation; 3) Dualism; and 4) Decentralization. The main ‘External’ problems are: 1) Government; 2) Strategic-E; 3) Society; and 4) Muzakki, while its main solutions are: 1) Strategic-E; 2) Government; 3) Society; and 4) Muzakki. The main ‘Internal’ problems are: 1) Management & Governance; 2) Strategic-I; 3) HR; and 4) Communication & Socialization, while its main solutions are: 1) HR; 2) Strategic-I; 3) Management & Governance; and 4) Communication & Socialization. Each cluster of problem and solution has several detailed elements to be considered. The solution to the problem of low zakat collection in Indonesia can be started from clusters Strategic-S (System), Strategic-E (External), Regulation (System), HR (Internal) and Government (External), followed by Strategic-I (Internal), Management & Governance (Internal), Community (External) and Communication & Socialization (Internal).